David Ramirez
$199,000$249,9002 bd1 ba1,033 sqft$193 /sqft$2,340 /mo all-in ↓

145 N HALIFAX AVENUE UNIT 405, DAYTONA BEACH, FL, 32118

Active179 days on marketListed Feb 11, 2026MLS #V4947308

Priced 34% below the DAYTONA BEACH 32118 medianReduced $51KPrivate poolCondominiumHARBOR VIEW CONDO

About this home

145 N HALIFAX AVENUE UNIT 405

Welcome to this beautifully updated 4th-floor turnkey 2 bed, 1 bath condo, where coastal charm meets modern convenience. Perched above it all, this unit captures incredible views from the slider doors to balcony, glass entry door, and every window—showcasing stunning sunrises, colorful sunsets, boat parades, rocket launches, fireworks, and views toward the “World’s Most Famous Beach” and Boardwalk. Inside, the bright and airy open layout creates the perfect space to relax or entertain. Hardwood bamboo floors add warmth and beauty to the space. The guest room includes a custom queen murphy bed and built-in office cabinetry. Thoughtful and contemporary finishes elevate the interior. The kitchen offers plenty of room to cook and gather, while a stacked washer and dryer available in unit and electric water heater provide added ease. Motivated seller has this condo beautifully decorated with furniture that is negotiable. Significant building improvements have already been completed, including a new roof, concrete restoration, refreshed pool deck, pool, seawall, and pool pump house—with all assessments have been paid in full for the new owner’s peace of mind. Whether you’re seeking a full-time residence, vacation getaway, or income-producing rental, this 4th-floor gem delivers. Enjoy the sparkling pool and hot tub, and take advantage of the close proximity to dining, shopping, and the world's most famous beach & boardwalk.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,033

Sqft

1.54 ac

Lot size

1974

Year built

One

Levels

$193

Per sqft

Private poolWater viewNegotiablePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorOther
LaundryElectric Dryer Hookup · Laundry Closet · Outside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationOther
ViewWater
FacesSouth
ParkingAssigned · Covered · Guest
ExteriorAwning(s) · Balcony · Outdoor Grill · Sliding Doors

Community & fees

HOA fee$690/mo
Taxes (2025)$2,766/yr
PetsYes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,340 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$231
Condo fee — from the listing$690
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$2,340/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$231
HOA / condo fee$690
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $199K
$191KedgeAI estimate $282,647 · range $218K$305K$317K

vs edgeAI estimate

−29.6%

$/sqft vs Daytona Beach actives

$193 vs $234

Days on market

179 vs 58 typical

Where $193/sqft sits among the 400 Daytona Beach actives

100
99 · this home
73
63
31
34
$132–183$183–234$234–284$284–335$335–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 145 N HALIFAX AVENUE UNIT 405

Drive times from this address

Downtown Orlando63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

201 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,000 $51K
Feb 11, 2026Listed at $249,900 · 179 days on market since
1974Built · HARBOR VIEW CONDO

Reality check

What actually sold near 145 N HALIFAX AVENUE UNIT 405

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

145 N HALIFAX AVENUE UNIT 207Sold · Dec ’25

$175,000

145 N HALIFAX AVENUE UNIT 207 · same community

2 bd · 2 ba · 1,060 sqft · $165/sqft · 2 DOM

1224 S PENINSULA DRIVE UNIT 407Sold · Feb ’26

$155,000

1224 S PENINSULA DRIVE UNIT 407

2 bd · 2 ba · 1,038 sqft · $149/sqft · 72 DOM

1224 S PENINSULA DRIVE UNIT 317Sold · Apr ’26

$157,500

1224 S PENINSULA DRIVE UNIT 317

2 bd · 2 ba · 1,038 sqft · $152/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 145 N HALIFAX AVENUE UNIT 405 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 145 N HALIFAX AVENUE UNIT 405 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

145 N HALIFAX AVENUE UNIT 405 FAQs

What would the monthly payment be for 145 N HALIFAX AVENUE UNIT 405?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,340/mo — principal and interest, the actual property-tax bill, the $690/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 145 N HALIFAX AVENUE UNIT 405?+

The association fee works out to $690 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 145 N HALIFAX AVENUE UNIT 405?+

The most recent tax bill on record (2025) was $2,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 145 N HALIFAX AVENUE UNIT 405?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $199,000, this home is listed about 31% below the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 145 N HALIFAX AVENUE UNIT 405?+

R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the DAYTONA BEACH 32118 market on paper

$199,000 is 34% below the DAYTONA BEACH 32118 median of $299,950, and at $193/sqft it sits under the Daytona Beach average of $255.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $690/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

179 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $249,900, now $199,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Tricia Morris. MLS #V4947308.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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