116 INLET HARBOR ROAD, PONCE INLET, FL, 32127
Active158 days on marketListed Feb 17, 2026MLS #V4947075
About this home
116 INLET HARBOR ROAD
Build your dream home in the highly desirable Inlet Harbor Estates Subdivision of historic Ponce Inlet, Florida! This is rare opportunity to purchase a spectacular, development-ready lot near the historic Ponce Inlet Lighthouse. This property has utilities available on-site and a 35' height allowance to take advantage of the stunning Intracoastal views and sunsets. Whether you love swimming, surfing, boating, fishing, golf, tennis, or sunbathing, this location is perfect for enjoying the Florida coastal lifestyle to the fullest! Live steps from the beautiful white-sand beach and the world-class surf break and dog beach at Jetty Park. Launch your paddle-boards at one of several Intracoastal access points nearby and watch the dolphins frolic in the inlet at sunset! Inlet Harbor Marina is right next door, offering charter fishing excursions and accommodations for both small watercraft and large yachts, as well as a fuel station, electric and water hookups, bait shop, and dry-dock storage. Visit the Marine Science Center to learn about local marine life or explore the beautiful local ecosystem along nearby nature trails. Climb the iconic Ponce Inlet Light House and learn about the rich history it offers. Choose from several charming waterfront restaurants serving fresh seafood and delicious local cuisine, or venture to the surrounding communities for ample dining, shopping, and entertainment opportunities. This is truly the perfect location to build your forever home amid some of the most spectacular amenities coastal Volusia County has to offer!
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,761 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,761/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 INLET HARBOR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$349,000
4799 S ATLANTIC AVENUE UNIT 502
2 bd · 2 ba · 999 sqft · $349/sqft · 2 DOM
Sold · May ’26$285,000
30 INLET HARBOR ROAD UNIT 5030
2 bd · 2 ba · 1,137 sqft · $251/sqft · 85 DOM
Sold · Aug ’25$510,000
4901 SAILFISH DRIVE
3 bd · 2 ba · 1,152 sqft · $443/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 116 INLET HARBOR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 INLET HARBOR ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
116 INLET HARBOR ROAD FAQs
What would the monthly payment be for 116 INLET HARBOR ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,761/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 INLET HARBOR ROAD?+
The most recent tax bill on record (2025) was $4,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $349,000, this home is listed about 47% below the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 116 INLET HARBOR ROAD?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PONCE INLET 32127 market on paper
$349,000 is 16% below the PONCE INLET 32127 median of $415,000.
02Time on market is leverage
158 days on market against a Ponce Inlet median of 74 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Dayanis Purucker. MLS #V4947075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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