David Ramirez
$1,500,000$2,220,000$9,894 /mo all-in ↓

N ATLANTIC AVENUE, DAYTONA BEACH, FL, 32118

Active187 days on marketListed Jan 28, 2026MLS #V4947020

Reduced $720KWaterfrontORTONA NORTH

About this home

N ATLANTIC AVENUE

INCREDIBLE OPPORTUNITY TO FOR BEACHFRONT LIVING! THE ADJACENT LOT IS ALSO AVAILBLE. CONVENIENTLY LOCATED ON THE SOUTHEAST SIDE OF THE A1A/Atlantic Ave & WILLIAMS AVE. APPROACH, Daytona Beach FL.

Facts & features

The home at a glance

0.47 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$12,925/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,894 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$1,077
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$9,894/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$1,077
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Daytona Beach

Map of N ATLANTIC AVENUE

Drive times from this address

Downtown Orlando65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$262K$261K

Daytona Beach median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 385% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,500,000 $720K
Jan 28, 2026Listed at $2,220,000 · 187 days on market since

Reality check

What actually sold near N ATLANTIC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

274 WILLIAMS AVENUESold · May ’26

$271,500

274 WILLIAMS AVENUE · same community

2 bd · 2 ba · 1,304 sqft · $208/sqft · 6 DOM

224 BOYLSTON AVENUESold · Nov ’25

$362,500

224 BOYLSTON AVENUE · same community

3 bd · 2 ba · 1,314 sqft · $276/sqft · 216 DOM

348 BOYLSTON AVENUESold · Jul ’26

$329,000

348 BOYLSTON AVENUE · same community

2 bd · 2 ba · 1,521 sqft · $216/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about N ATLANTIC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for N ATLANTIC AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

N ATLANTIC AVENUE FAQs

What would the monthly payment be for N ATLANTIC AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,894/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on N ATLANTIC AVENUE?+

The most recent tax bill on record (2025) was $12,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Daytona Beach?+

At $1,500,000, this home is listed about 408% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.

Which schools are assigned to N ATLANTIC AVENUE?+

R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,500,000 runs 385% above the DAYTONA BEACH 32118 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

187 days on market against a Daytona Beach median of 51 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,220,000, now $1,500,000 — a $720K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED. MLS #V4947020.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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