905 NORTHERN OAKS TERRACE, DELAND, FL, 32724
Active234 days on marketListed Dec 19, 2025MLS #V4946376
About this home
905 NORTHERN OAKS TERRACE
Welcome to Northern Oaks! NEW ROOF IS ON ITS WAY!! Owner will have new roof installed prior to closing. Tucked away on a cul-de-sac with just five homes and no HOA, this well-maintained 3-bedroom, 2-bath home offers comfort, privacy, and convenience in a prime DeLand location near DeLand High School and George Marks Elementary. With just over 1,500 heated square feet, the home features a desirable split-bedroom floor plan and multiple living areas, including both a living room and a family room—perfect for everyday living and entertaining, and a finished sunroom with an AC window unit for year-round enjoyment. Recent updates include wood flooring, renovated bathrooms (2021), and an updated kitchen, making this home truly move-in ready. Additional highlights include a 2-car garage that is insulated and has a mini-split AC unit (garage was formerly used as an office, and a private backyard complete with a spacious paver patio, complete with a Hot Tub outlet, ideal for outdoor gatherings or quiet relaxation. The electric panel is outfitted with a generator with ready access. And to make it more secure, there are hurricane shutters on the windows, making you ready for any weather. Located just minutes from Downtown DeLand, you’ll enjoy quick access to shopping, dining, grocery stores, and all the charm the area has to offer—all while living in a peaceful, no-through-street neighborhood. Schedule your private showing today and discover everything this Northern Oaks home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,541
Sqft
0.18 ac
Lot size
2
Garage
1990
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,551 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,551/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs Deland actives
$204 vs $204
Days on market
234 vs 47 typical
Where $204/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
206 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 905 NORTHERN OAKS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$295,000
608 NORTHERN OAKS AVENUE · same community
3 bd · 2 ba · 1,518 sqft · $194/sqft · 34 DOM
Sold · Sep ’25$640,000
977 TALON PLACE · same community
4 bd · 2.5 ba · 2,712 sqft · $236/sqft · 47 DOM
Sold · Jul ’26$258,000
117 N GARFIELD AVENUE UNIT 14
3 bd · 3 ba · 1,536 sqft · $168/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 905 NORTHERN OAKS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 905 NORTHERN OAKS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
905 NORTHERN OAKS TERRACE FAQs
What would the monthly payment be for 905 NORTHERN OAKS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 905 NORTHERN OAKS TERRACE?+
The most recent tax bill on record (2024) was $4,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deland?+
At $314,000, this home is listed about 17% below the Deland median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 905 NORTHERN OAKS TERRACE?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jenny Varrasse. MLS #V4946376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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