4252 NW 55TH TERRACE, OCALA, FL, 34482
Active238 days on marketListed Dec 8, 2025MLS #V4946166
About this home
4252 NW 55TH TERRACE
Welcome to this beautifully crafted Shea-built Declare model, a 2022 concrete block home offering 2,048 square feet of thoughtfully designed living space in the sought-after community of Ocala Preserve. This elegant 2-bedroom, 2.5-bath residence also includes a versatile office/den with glass French doors, ideal for working from home, hosting guests, or creating a cozy reading retreat. Step inside and immediately appreciate the inviting open floor plan, enhanced by tile flooring that flows throughout the entire home, rounded corners, crown molding in the living room, and tray ceilings in both the entrance and primary bedroom. Large windows fill the space with natural light, creating a bright and airy atmosphere. The split floor plan offers ideal privacy, with the primary suite thoughtfully separated from the guest spaces. The spacious primary suite is a true retreat, featuring a tray ceiling, a massive walk-in closet with additional wire shelving, and an ensuite bathroom complete with dual vanities and a beautifully tiled walk-in shower. The secondary bedroom is generously sized with a deep closet, while the full guest bath offers a shower/tub combo and an extended vanity for added storage. A conveniently located half bath with a pedestal sink is perfect for guests. The kitchen and laundry area are equipped with both gas and electric hookups for the washer and dryer, providing added flexibility. Step outside to the lanai, which features a gas hookup and offers a private setting—perfect for relaxing or entertaining. The home is ideal for indoor get togethers with family and friends, outdoor gatherings, gardening, or simply enjoying the Florida sunshine. Additional highlights include an extended garage and driveway, offering extra space for parking and storage. With modern finishes, thoughtful upgrades, an efficient layout, and access to the unmatched amenities of Ocala Preserve, this Declare model delivers comfort, style, and effortless living. Ocala Preserve offers many resident-led groups including line dancing, creative arts and a glee club just to name a few. The Oak House Clubhouse is where neighbors come together to enjoy one another's company and special events. The onsite restaurant, Salted Brick, offers culinary delights. The onsite gym lets you sweat those culinary delights away while the onsite spa is perfect for those much needed relaxation services. Don’t miss the opportunity to make this exceptional home yours.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,048
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,656 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Ocala actives
$195 vs $184
Days on market
238 vs 43 typical
Where $195/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4252 NW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$474,000
4135 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,069 sqft · $229/sqft · 86 DOM
Sold · Nov ’25$390,000
4255 NW 55TH TERRACE · same community
3 bd · 2.5 ba · 2,017 sqft · $193/sqft · 87 DOM
Sold · Mar ’26$363,500
4232 NW 56TH COURT · same community
2 bd · 2 ba · 1,938 sqft · $188/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4252 NW 55TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4252 NW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4252 NW 55TH TERRACE FAQs
What would the monthly payment be for 4252 NW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,656/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4252 NW 55TH TERRACE?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4252 NW 55TH TERRACE?+
The most recent tax bill on record (2025) was $5,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4252 NW 55TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $399,900, this home is listed about 34% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4252 NW 55TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 53% above the OCALA 34482 median — but at 2,048 sqft it's also 18% larger than the typical Ocala listing.
02Know the monthly fee
The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
238 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $435,000, now $399,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4946166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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