4040 60TH AVENUE NE, NAPLES, FL, 34120
Active259 days on marketListed Nov 8, 2025MLS #V4945799
About this home
4040 60TH AVENUE NE
*** PRICE DROP *** Beautiful, Peaceful, and Private Vacant Lot in Desirable Golden Gate, Naples Discover tranquility and privacy on this cleared 2.27-acre lot, perfectly situated in the sought-after Golden Gate area of Naples. Build your dream home or barndominium in a serene, secluded setting surrounded by nature. Bring all your toys — there’s plenty of space to add an outbuilding, workshop, or barn. Horses, goats, chickens, and other animals are welcome! Here, you’ll enjoy privacy and tranquility surrounded by lush natural beauty, while remaining just minutes from fine-sand beaches, world-class golf courses, upscale shopping, and the vibrant dining scene along Fifth Avenue South and Mercato.This property comes ready for your plans. With no HOA restrictions, you have the freedom to design a lifestyle tailored to your needs—whether that includes a pool, guest house, oversized garage, or outdoor living spaces for entertaining. Current survey available Wetland determination completed – wetlands are located at the front of the lot near the driveway; the remainder of the property is high & dry EPA report attached County verification for a barndominium is also available for the next owner. creating an opportunity for you to own this rare, peaceful retreat. Don’t miss your chance to make this beautiful, private parcel your own!
Facts & features
The home at a glance
2.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,256 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,256/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the NAPLES 34120 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 4040 60TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
4245 60th AVE NE, Naples FL 34120
3 bd · 2 ba · 1,519 sqft · $346/sqft · 70 DOM
Sold · Jun ’26$495,000
3260 60th AVE NE, Naples FL 34120
3 bd · 2 ba · 1,519 sqft · $326/sqft · 192 DOM
Sold · Jun ’26$510,000
3442 66th Ave NE, Naples FL 34120
4 bd · 2 ba · 1,616 sqft · $316/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4040 60TH AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4040 60TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4040 60TH AVENUE NE FAQs
What would the monthly payment be for 4040 60TH AVENUE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,256/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4040 60TH AVENUE NE?+
The most recent tax bill on record (2024) was $1,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4040 60TH AVENUE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $160,000, this home is listed about 71% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4040 60TH AVENUE NE?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NAPLES 34120 market on paper
$160,000 is 26% below the NAPLES 34120 median of $215,000.
02Time on market is leverage
259 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $180,000, now $160,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LANDSHARK REALTY · JoJo Locascio. MLS #V4945799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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