3111 RIVER BRANCH CIRCLE, KISSIMMEE, FL, 34741
Active285 days on marketListed Oct 13, 2025MLS #V4945364
About this home
3111 RIVER BRANCH CIRCLE
Motivated Seller! This is a rare chance to own a spacious, updated townhome with an ASSUMABLE FHA LOAN at an incredible 3.375 interest rate, a true game changer in today’s market! 2-bedroom, 2-bath home with a 1-car garage features 3 Additional Flex Rooms that can be used as bedrooms!! Offering incredible versatility for your lifestyle. Whether you need a private home office, formal dining room, cozy den, guest suite, this floor plan easily adapts to your needs. Paid off solar energy system providing substantial savings, plus a newer 2021 energy-efficient A/C unit. Inside, you’ll find tile and laminate flooring throughout, appliances and an interior laundry room with washer & dryer included along with built-in cabinetry for convenient storage. The primary suite offers abundant natural light, a spacious walk-in closet, private ensuite bathroom featuring double vanities and an oversized walk-in linen closet. Upstairs, you’ll discover two large bonus rooms perfect for an office, studio, guest quarters or extra storage that many homes lack. The second bedroom is located on the main floor across from the updated second bathroom, which, like the primary, features stone countertops and modern finishes. Stylish lighting fixtures throughout the home add a contemporary touch, making this property truly move-in ready. Residents of Stonefield enjoy a secure gated community with resort-style amenities, including resort style pool, clubhouse, fitness center, tennis courts, fishing dock and walking / biking trails surrounded by exotic landscaping. Located just 15 minutes from Disney, Universal, Orlando’s top attractions, 20 minutes from Orlando International Airport, hospitals, schools, medical offices, markets and steps from The Loop’s dining with plenty of shopping for everyday needs. This home perfectly blends convenience, comfort and lifestyle. Live a life of ease, style and abundance of opportunity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,964
Sqft
0.06 ac
Lot size
1
Garage
2000
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,673 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,673/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$155 vs $209
Days on market
285 vs 45 typical
Where $155/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sterling Park At Stonefield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Sterling Park At Stonefield — neighborhood snapshot
Population
1,336
Median age
32
Median income
$70,575
Median home value
$265,600
Avg household
3
Households w/ children
164
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
161 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3111 RIVER BRANCH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$308,500
3246 RIVER BRANCH CIRCLE UNIT 0 · same community
2 bd · 2 ba · 1,542 sqft · $200/sqft · 92 DOM
Sold · Feb ’26$305,000
3259 RIVER BRANCH CIRCLE · same community
3 bd · 2 ba · 1,526 sqft · $200/sqft · 60 DOM
Sold · Aug ’25$319,000
3244 RIVER BRANCH CIRCLE · same community
2 bd · 2 ba · 1,512 sqft · $211/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3111 RIVER BRANCH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3111 RIVER BRANCH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3111 RIVER BRANCH CIRCLE FAQs
What would the monthly payment be for 3111 RIVER BRANCH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,673/mo — principal and interest, the actual property-tax bill, the $349/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3111 RIVER BRANCH CIRCLE?+
The association fee works out to $349 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3111 RIVER BRANCH CIRCLE?+
The most recent tax bill on record (2024) was $2,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3111 RIVER BRANCH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $305,000, this home is listed about 20% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3111 RIVER BRANCH CIRCLE?+
Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$305,000 runs 29% above the KISSIMMEE 34741 median.
02Time on market is leverage
285 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $345,000, now $305,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Scarlett Napolitano. MLS #V4945364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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