121 N LAKE GEORGE DRIVE, GEORGETOWN, FL, 32139
Active331 days on marketListed Sep 5, 2025MLS #V4944760
About this home
121 N LAKE GEORGE DRIVE
Unbelievable Price Reduction! Best view on the St Johns River and overlooking Lake George! Get your fishing gear ready! Your covered boat slip is waiting. Fabulous dock with electric lift and cleaning station. The backyard is a Florida paradise. Spanish moss hanging from majestic Cypress trees align the edge of the property overlooking the water. Riprap gives you security and clean lines from property to water. Beautiful custom built home situated on oversized lot. Step inside this fully furnished home with a large open floor plan. Mason cut stoned fireplace soaring to the cathedral ceiling. Wood beams adorn the living area and primary bedroom. French doors leading out to the large open screened patio with a breathtaking view! The kitchen features an island that seats four and comes fully equipped with plates, pots, pans, and utensils. Split floor plan. You can view the panoramic video to experience the full effect. Plus, the seller is offering a $15,000 buyer credit—a rare opportunity to make your dream riverfront lifestyle even more attainable. Come see it today! Just bring your suitcases!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,362
Sqft
0.26 ac
Lot size
2
Garage
1991
Year built
One
Levels
$454
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,135 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,135/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4318% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 N LAKE GEORGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
111 ELVIRA STREET
3 bd · 2 ba · 1,320 sqft · $227/sqft · 369 DOM
Sold · Jan ’26$265,000
101 SE 3RD STREET
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Sold · Apr ’26$265,000
118 DRIFTWOOD LANE
3 bd · 1.5 ba · 1,496 sqft · $177/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 N LAKE GEORGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 N LAKE GEORGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
121 N LAKE GEORGE DRIVE FAQs
What would the monthly payment be for 121 N LAKE GEORGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 N LAKE GEORGE DRIVE?+
The most recent tax bill on record (2024) was $4,872. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $618,500, this home is listed about 46% above the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 121 N LAKE GEORGE DRIVE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$618,500 runs 4318% above the GEORGETOWN 32139 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $685,000, now $618,500 — a $67K cut. The full history is in the market section below.
Listing courtesy of UNITED REAL ESTATE PREFERRED · Robin Massa. MLS #V4944760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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