4714 MONTROSE AVENUE, PONCE INLET, FL, 32127
Active414 days on marketListed Jun 19, 2025MLS #V4943335
About this home
4714 MONTROSE AVENUE
RARE COASTAL HOMESITE IN PONCE INLET — BUILD YOUR DREAM HOME | SELLER FINANCING CONSIDERED A rare opportunity to own one of the few remaining buildable homesites in beautiful Ponce Inlet. Whether you're dreaming of a custom beach retreat, a full-time coastal residence, or a future investment, this cleared 75' x 110' lot offers the flexibility to build on your timeline in one of Florida's most sought-after beach communities. Located just a short stroll from the pristine no-drive beach, this homesite places you in the heart of the coastal lifestyle. Spend your days surfing, paddleboarding, boating, kayaking, fishing, or simply enjoying sunrise walks along the Atlantic. Nearby you'll find the iconic Ponce Inlet Lighthouse, marinas, boat ramps, waterfront dining, nature trails, parks, pickleball and tennis courts, and endless opportunities for outdoor recreation. Situated in a quiet, golf-cart-friendly neighborhood with no HOA, this property offers the freedom to design a home that reflects your vision and lifestyle. The lot has already been cleared, providing an excellent starting point for your custom build. Ideal for: Primary residence Vacation or second home Seasonal retreat Future investment or land hold Additional highlights include: Seller financing considered for qualified buyers Cleared homesite ready for planning Low-maintenance ownership until you're ready to build Rare opportunity in a community with limited vacant land availability Close to beaches, boating, fishing, marinas, waterfront restaurants, and local parks Whether you're ready to build now or planning for the future, this exceptional homesite offers the chance to create the coastal lifestyle you've always imagined in one of Central Florida's most desirable seaside communities. The listing agent can also provide recommendations for experienced local custom builders to help bring your vision to life.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,206 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,206/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $755K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4714 MONTROSE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$645,000
4719 DIXIE DRIVE · same community
3 bd · 2.5 ba · 1,540 sqft · $419/sqft · 78 DOM
Sold · Jun ’26$639,000
4748 RIVERGLEN BOULEVARD · same community
2 bd · 2.5 ba · 1,540 sqft · $415/sqft · 43 DOM
Sold · Sep ’25$645,000
78 AURORA AVENUE · same community
3 bd · 2 ba · 1,583 sqft · $407/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4714 MONTROSE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4714 MONTROSE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4714 MONTROSE AVENUE FAQs
What would the monthly payment be for 4714 MONTROSE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,206/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4714 MONTROSE AVENUE?+
The most recent tax bill on record (2024) was $2,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $288,000, this home is listed about 53% below the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4714 MONTROSE AVENUE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PONCE INLET 32127 market on paper
$288,000 is 30% below the PONCE INLET 32127 median of $410,000.
02Time on market is leverage
414 days on market against a Ponce Inlet median of 116 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $298,000, now $288,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Cyndi Ritchey. MLS #V4943335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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