David Ramirez
$229,900$250,0002 bd2 ba1,243 sqft$185 /sqft$1,800 /mo all-in ↓

123 TOMOKA TRAIL UNIT 123, LONGWOOD, FL, 32779

Active503 days on marketListed Mar 19, 2025MLS #V4941609

Priced 49% below the Longwood medianReduced $20KWaterfrontCondominiumWEKIVA VILLAS CONDO

About this home

123 TOMOKA TRAIL UNIT 123

True Florida Paradise ! Possible owner financing is just an added bonus True gated and guarded Community. Enjoy your ground level 2 bedroom, 2 bath home with many community features. new CARPETS, STOVE, flooring and lighting. Home has nice fireplace in Living room that overlooks the private courtyard. Master has New carpet new lighting and over look private courtyard! Community features of the beautiful Wekiva to include large community building, playgrounds, walking paths, tennis courts and horse barn, The Springs' is a guarded gated community that offers guarded security but also a ton of amenities for the residents to enjoy. From the beach and clubhouse to tennis courts, basketball courts, and even a horse barn, there's something for everyone. Also, the proximity to over 100 acres of preserved land and access to natural wonders like the Palm and Sanlando Springs and the Little Wekiva River makes it an ideal location for nature lovers seeking tranquility and outdoor adventures. And with its convenient access to I-4, commuting to downtown Orlando, international airports, beaches, and amusement parks is a breeze. Right off S.R. 434 and I-4 in Longwood you’re close to diverse restaurants, groceries, Sunrail, and more. The Springs features a natural wonderland as the entire area is dedicated as a wildlife sanctuary.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,243

Sqft

0.03 ac

Lot size

1974

Year built

One

Levels

$185

Per sqft

WaterfrontFireplace

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · L Dining
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesNortheast
ParkingCovered
ExteriorCourtyard · Lighting · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2024)$2,219/yr
PetsCats OK, Dogs OK
CommunityLake · Gated Community - Guard · Stable(s) · Horses Allowed · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected
WaterPublic · See Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,800 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2024 actual bill$185
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,800/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$185
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$186KedgeAI estimate $206,741 · range $194K$240K$250K

vs edgeAI estimate

+11.2%

$/sqft vs Longwood actives

$185 vs $241

Days on market

503 vs 31 typical

Where $185/sqft sits among the 162 Longwood actives

36 · this home
44
51
10
7
14
$145–192$192–239$239–287$287–334$334–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longwood

Map of 123 TOMOKA TRAIL UNIT 123

Drive times from this address

Downtown Orlando15 min
Universal Orlando27 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longwood. See the full Longwood guide →

The numbers that matter

The Longwood market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$465K$538K

Longwood median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

82 of 162

Longwood actives have cut their price

Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% below the Longwood median. See the full Longwood market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $20K
Mar 19, 2025Listed at $250,000 · 503 days on market since
1974Built · WEKIVA VILLAS CONDO

Reality check

What actually sold near 123 TOMOKA TRAIL UNIT 123

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

213 TOMOKA TRAIL UNIT 213Sold · Dec ’25

$145,000

213 TOMOKA TRAIL UNIT 213 · same community

2 bd · 2.5 ba · 1,599 sqft · $91/sqft · 1 DOM

219 HERON STREETSold · Sep ’25

$297,000

219 HERON STREET

2 bd · 2 ba · 1,248 sqft · $238/sqft · 40 DOM

216 EGRET CT.Sold · Oct ’25

$309,000

216 EGRET CT.

2 bd · 2 ba · 1,223 sqft · $253/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 123 TOMOKA TRAIL UNIT 123 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 123 TOMOKA TRAIL UNIT 123 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

123 TOMOKA TRAIL UNIT 123 FAQs

What would the monthly payment be for 123 TOMOKA TRAIL UNIT 123?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,800/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 123 TOMOKA TRAIL UNIT 123?+

The most recent tax bill on record (2024) was $2,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 123 TOMOKA TRAIL UNIT 123?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longwood?+

At $229,900, this home is listed about 49% below the Longwood median of $455,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Longwood market on paper

$229,900 is 49% below the Longwood median of $455,000, and at $185/sqft it sits under the Longwood average of $252.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

503 days on market against a Longwood median of 31 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $250,000, now $229,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of DELTONA LAKES REALTY INC · Sheila Campbell. MLS #V4941609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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