23 OCEAN PALM VILLA DRIVE N, FLAGLER BEACH, FL, 32136
Active823 days on marketListed May 4, 2024MLS #V4935973
About this home
23 OCEAN PALM VILLA DRIVE N
Lease purchase available. SPECTACULAR RIVERFRONT CONDO VILLA WITH BEACH, WATERWAY, POOL, TENNIS COURTS & GOLF COURSE all right outside your door! You will love the intracoastal, pond and golf views and amazing sunsets relaxing in your Florida room with a patio or master bedroom with a balcony. A Paradise Estuary features sea birds galore! This two story condo has been freshly painted, new fixtures, new updated kitchen and bathrooms. The kitchen features new shaker cabinets with granite countertops, stainless steel appliances and opened up breakfast bar area. The living room and dining room has ceramic tile floors with screened Florida room and patio. Upstairs you will find two spacious bedrooms with new carpet. Oversized one car garage with work bench & laundry area. Time to play on the water! Enjoy the wildlife; Dolphins, Manatees, Fishing, Birds on the Intercostal River or Beach. Come paddle the days away with the your Kayak or improve your swing at Oceanside Golf Course! Enjoy the Florida Lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,184
Sqft
9.05 ac
Lot size
1
Garage
1979
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.2%
$/sqft vs Flagler Beach actives
$264 vs $316
Days on market
823 vs 63 typical
Where $264/sqft sits among the 124 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
59 of 124
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 OCEAN PALM VILLA DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,250
50 OCEAN PALM VILLA S
2 bd · 2 ba · 1,184 sqft · $211/sqft · 551 DOM
Sold · Jul ’26$200,000
75 OCEAN PALM VILLA S UNIT 75
2 bd · 2 ba · 1,184 sqft · $169/sqft · 133 DOM
Sold · Jul ’26$249,900
67 OCEAN PALM VILLA S
2 bd · 2 ba · 1,184 sqft · $211/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23 OCEAN PALM VILLA DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 OCEAN PALM VILLA DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23 OCEAN PALM VILLA DRIVE N FAQs
What would the monthly payment be for 23 OCEAN PALM VILLA DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23 OCEAN PALM VILLA DRIVE N?+
The most recent tax bill on record (2025) was $4,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 OCEAN PALM VILLA DRIVE N?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $312,000, this home is listed about 44% below the Flagler Beach median of $556,995. The market section on this page shows how the area is trending.
Which schools are assigned to 23 OCEAN PALM VILLA DRIVE N?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$312,000 is 28% below the FLAGLER BEACH 32136 median of $434,990, and at $264/sqft it sits under the Flagler Beach average of $346.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
823 days on market against a Flagler Beach median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Anne Leon. MLS #V4935973.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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