15589 104TH STREET, LIVE OAK, FL, 32060
Active825 days on marketListed Apr 23, 2024MLS #V4935841
About this home
15589 104TH STREET
**Serene Retreat with House and Barn on 28 Acres in Suwannee County, Florida** Escape to your own piece of paradise with this picturesque property nestled amidst sprawling live oaks in beautiful Suwannee County, Florida. Situated on 28 acres of pasture-land, this property offers a tranquil setting yet boasts convenient access to both I-10 and I-75, making it an ideal retreat for those seeking privacy without sacrificing accessibility. Property Highlights: **Charming, Modest House:** Newly improved with a metal roof, the house offers comfortable living space, great for relaxing after a day of exploring the surrounding countryside. **Barn:** The property features a spacious barn, providing ample storage space or the perfect opportunity for equestrian enthusiasts to indulge in their passion. **Natural Beauty:** Enjoy the beauty of nature with towering oak trees dotting the landscape, creating a serene backdrop for outdoor activities and peaceful strolls. **Versatile Use:** Currently leased for short-term cattle farming and residential purposes, the property offers versatile opportunities for farming, ranching, or simply enjoying as a private retreat. **Convenient Location:** With approximately 900 feet of paved road frontage, the property offers easy access to major highways while still maintaining a sense of seclusion and privacy. **Location:** South of Live Oak, Suwannee County, Florida **Don't miss out on this rare opportunity to own your private slice of Florida.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
960
Sqft
28 ac
Lot size
1962
Year built
One
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,962 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,962/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NA
$443 vs $265
Days on market
825 vs 47 typical
Where $443/sqft sits among the 131 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
57 of 131
NA have cut their price
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 15589 104TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$229,000
9114 SE 12TH DRIVE · same community
2 bd · 2 ba · 920 sqft · $249/sqft · 6 DOM
Sold · Jan ’26$200,000
15933 OLD HIGHWAY 50 · same community
2 bd · 1 ba · 905 sqft · $221/sqft · 0 DOM
Sold · May ’26$325,000
22932 CAROLYN LANE · same community
2 bd · 1 ba · 1,056 sqft · $308/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15589 104TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15589 104TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15589 104TH STREET FAQs
What would the monthly payment be for 15589 104TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15589 104TH STREET?+
The most recent tax bill on record (2025) was $1,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $425,000, this home is listed about 44% above the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 55% above the LIVE OAK 32060 median.
02Time on market is leverage
825 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $675,000, now $425,000 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Melody Hall. MLS #V4935841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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