1515 PINELLAS BAYWAY S UNIT 65, ST PETERSBURG, FL, 33715
Active713 days on marketListed Aug 31, 2024MLS #U8253569
About this home
1515 PINELLAS BAYWAY S UNIT 65
Attention investors! Rare opportunity for waterfront unit allowing short-term rental (STR). This gorgeous waterfront community offers three-day minimum rental. One of the only communities that legally allow STR on the Island. Survived Hurricane Helene and Hurricane Milton. No water intrusion, structural or property damage, according to the owner, after Hurricane Helene's and Milton's storm surge along Florida's Gulf Coast. Upon entering this desirable oasis, you will be greeted with sparkling waters of the bay and the oversized community pool and spa. Conveniently next to the pool are kayaks and kayak racks and storage, a 30-by-30-foot wooden dock/pier with picnic tables, and barbecue grills for cookouts and gatherings. Other community amenities include tennis/pickleball courts, boat dock rental with water and electric (waitlist may apply), clubhouse with ample meeting space, kitchen and bar, large screen TV, free Wi-Fi, fitness room, laundry room, storage room, bike storage, bike trails and boat parking spaces as well as guest parking spaces. This two-bedroom, two-full bath offers serene waterfront views that will take your breath away! The 6-by-30-foot covered patio overlooks the bay, and is only a short distance from the pool and spa, kayak racks, and the pier/dock. This community is just minutes to Fort De Soto Park, and other popular beaches. Just 15 minutes to downtown St. Pete. This tropical paradise has it all. What are you waiting for?
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
830
Sqft
4 ac
Lot size
1990
Year built
One
Levels
$475
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs St Petersburg actives
$475 vs $336
Days on market
713 vs 57 typical
Where $475/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1515 PINELLAS BAYWAY S UNIT 65
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$370,000
1515 PINELLAS BAYWAY S UNIT 14 · same community
2 bd · 2 ba · 835 sqft · $443/sqft · 52 DOM
Sold · Sep ’25$300,000
1515 PINELLAS BAYWAY S UNIT 25 · same community
1 bd · 1 ba · 665 sqft · $451/sqft · 36 DOM
Sold · Sep ’25$760,000
200 1ST AVENUE UNIT 309
2 bd · 1.5 ba · 905 sqft · $840/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1515 PINELLAS BAYWAY S UNIT 65 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1515 PINELLAS BAYWAY S UNIT 65 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1515 PINELLAS BAYWAY S UNIT 65 FAQs
What would the monthly payment be for 1515 PINELLAS BAYWAY S UNIT 65?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1515 PINELLAS BAYWAY S UNIT 65?+
The most recent tax bill on record (2023) was $6,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1515 PINELLAS BAYWAY S UNIT 65?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $394,000, this home is listed about 8% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1515 PINELLAS BAYWAY S UNIT 65?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$394,000 runs 49% above the ST PETERSBURG 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
713 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $529,000, now $394,000 — a $135K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Tamra Camilleri. MLS #U8253569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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