David Ramirez
$6,700,0006 bd5.5 ba4,602 sqft$1,456 /sqft$45,356 /mo all-in ↓

20052 GULF BOULEVARD, INDIAN SHORES, FL, 33785

Active737 days on marketListed Jul 31, 2024MLS #U8251980

WaterfrontSingle Family ResidenceACREAGE & UNREC

About this home

20052 GULF BOULEVARD

This is an extraordinarily unique and especially attractive Beach front to Bay front opportunity in Indian Shores, known for its prime location in what locals call “The Narrows” where lucky residents can enjoy both the pristine powdery sand beach and Gulf of Mexico sunsets as well as Sunrises and bay views from your guest home and boat dock on the bay and Intracoastal waterway. Exceptional custom built and only one owner, Dual-House investment or extended family compound opportunity where one can experience the ultimate coastal lifestyle with this rare chance to own two stunning homes. The larger home has a brand new roof installed December 2024 and sits on the shore of the Gulf of Mexico with Key West vibes featuring three ensuite bedrooms. The Primary bedroom/bath retreat is perched on the third level all to itself. Extensive balconies on all levels and off all of the rooms welcome you to enjoy the wonderful breezes and vistas. The open great room living and kitchen area features soaring ceilings and captivating Gulf and Beach views. The guest home is nestled between the mangroves on the bayside with your private dock and boat lift along the deep water Intracoastal waterway. This captivating guest home would also make a wonderful office or art/music studio for those who need to have some separation to focus on work or their skill. The guest home features another 3 bedrooms and two baths again with the Primary bedroom/bath retreat being upstairs all to itself. The guest home kitchen and living area is also an open great room design with specular views of nature, the water and boats slowly passing by in the no wake zone. Indian Shores is on the western coast of Tampa Bay with easy access to Tampa and St Petersburg/Clearwater Airports. • This stunning property is walking distance or a short golf cart or bike ride to an array of restaurants, shopping, and amenities • Convenient yachting access to the Gulf of Mexico via Clearwater Pass to the north or Johns Pass to the south • Legal for short-term rentals are allowed making this a great investment opportunity if desired. There are two garage parking spaces in addition to under building parking and an enormous drive way with more than ample guest parking. Live in a vacation paradise full-time or part time with this extraordinary dream oasis. Property is only being offered as a combined package including both 20051 and 20052 Gulf Blvd.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

4,602

Sqft

0.41 ac

Lot size

2

Garage

1987

Year built

Three Or More

Levels

$1,456

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame · Wood Siding
FoundationStilt/On Piling
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Split Garage
ExteriorHurricane Shutters · Irrigation System · Outdoor Shower · Sliding Doors · Storage

Community & fees

Taxes (2024)$78,365/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Propane · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$45,356 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$36,153
PMI (est., until 20% equity)$2,513
Property tax — 2024 actual bill$6,530
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $670,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $670,000
Interest rate6.00%
Loan term

Estimated payment

$45,356/mo

Principal & interest$36,153
PMI (est., until 20% equity)$2,513
Property taxes (actual bill)$6,530
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ACREAGE & UNREC

$1,456 vs $382

Days on market

737 vs 89 typical

Where $1,456/sqft sits among the 116 homes for sale in ACREAGE & UNREC

57
30
17
1
3
8 · this home
$154–377$377–599$599–822$822–1045$1045–1268$1268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 20052 GULF BOULEVARD

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

40 of 116

ACREAGE & UNREC have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 831% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Jul 31, 2024Listed at $6,700,000 · 737 days on market since
1987Built · ACREAGE & UNREC

Reality check

What actually sold near 20052 GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

505 BUCK LAKE LANESold · Apr ’26

$1,015,000

505 BUCK LAKE LANE · same community

4 bd · 2.5 ba · 4,455 sqft · $228/sqft · 0 DOM

2340 BAYSHORE ROADSold · Mar ’26

$2,900,000

2340 BAYSHORE ROAD · same community

4 bd · 5.5 ba · 4,750 sqft · $611/sqft · 569 DOM

11619 LANE PARK ROADSold · Dec ’25

$1,250,000

11619 LANE PARK ROAD · same community

5 bd · 4 ba · 2,964 sqft · $422/sqft · 238 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20052 GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20052 GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

20052 GULF BOULEVARD FAQs

What would the monthly payment be for 20052 GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $45,356/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20052 GULF BOULEVARD?+

The most recent tax bill on record (2024) was $78,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20052 GULF BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $6,700,000, this home is listed about 887% above the Indian Shores median of $679,000. The market section on this page shows how the area is trending.

Which schools are assigned to 20052 GULF BOULEVARD?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$6,700,000 runs 831% above the INDIAN SHORES 33785 median — but at 4,602 sqft it's also nearly 4 times the size of the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

737 days on market against a Indian Shores median of 89 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BURWELL REAL ESTATE · Andy Burwell, Jr. MLS #U8251980.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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