David Ramirez
$175,000$209,0002 bd2 ba1,045 sqft$167 /sqft$1,487 /mo all-in ↓

12300 VONN ROAD UNIT 3102, LARGO, FL, 33774

Active831 days on marketListed Apr 24, 2024MLS #U8239804

Priced 19% below the LARGO 33774 medianReduced $34KCondominiumVILLAS DE GOLF CONDO

About this home

12300 VONN ROAD UNIT 3102

One or more photo(s) has been virtually staged. This ground-floor condo is conveniently located near the Villas De Golf amenities and adjacent to the Largo Executive Golf Course. This 2-bedroom, 2-bathroom, open-floor plan unit includes a screen porch, a covered parking space directly in front of the unit, and a small storage unit and laundry room around the corner from the unit. Villas De Golf is a desirable 55+ community in Largo just three miles from Indian Rocks Beach and less than nine miles from Clearwater Beach, the only beach in FL on Travel & Leisure magazine’s 2024 list of “15 Best White-Sand Beaches Around the World.” The community offers maintenance-free living so you can spend your time enjoying the numerous activities offered such as organized trips, golf leagues for women and men, monthly Golf Scramble, monthly cookouts, holiday parties, and more. The large clubhouse has a fully equipped kitchen and a separate social center. The secondary clubhouse has a pool table, darts, and a poker table. There are nightly activities in the clubhouses including various card games, dominoes, and Bingo. The amenities include a heated pool, tennis court, pickleball court, shuffleboard court, and barbecue grills throughout the property. For additional convenience, basic cable, internet, water, sewer, and trash are all included in your association monthly fee. Don’t miss the opportunity to get a first-floor unit with a desirable location within this resort-style community. NEW A/C AND CARPET IN THE SECONDARY BEDROOM ADDED NOV 2024.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,045

Sqft

2.26 ac

Lot size

1972

Year built

One

Levels

$167

Per sqft

55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryCorridor Access · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingAssigned · Covered · Guest
ExteriorOutdoor Grill · Sidewalk · Storage · Tennis Court(s)

Community & fees

Taxes (2023)$2,634/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,487 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2023 actual bill$219
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,125
Interest rate6.00%
Loan term

Estimated payment

$1,487/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$219
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$145KedgeAI estimate $167,126 · range $151K$173K$182K

vs edgeAI estimate

+4.7%

$/sqft vs Largo actives

$167 vs $240

Days on market

831 vs 42 typical

Where $167/sqft sits among the 400 Largo actives

103 · this home
82
78
67
40
30
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 12300 VONN ROAD UNIT 3102

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

204 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $175,000 $34K
Apr 24, 2024Listed at $209,000 · 831 days on market since
1972Built · VILLAS DE GOLF CONDO

Reality check

What actually sold near 12300 VONN ROAD UNIT 3102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12300 VONN ROAD UNIT 9104Sold · Feb ’26

$172,500

12300 VONN ROAD UNIT 9104 · same community

2 bd · 2 ba · 1,045 sqft · $165/sqft · 177 DOM

12300 VONN ROAD UNIT 1106Sold · Oct ’25

$135,000

12300 VONN ROAD UNIT 1106 · same community

2 bd · 2 ba · 1,045 sqft · $129/sqft · 53 DOM

12300 VONN ROAD UNIT 9105Sold · Oct ’25

$165,000

12300 VONN ROAD UNIT 9105 · same community

2 bd · 2 ba · 1,045 sqft · $158/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12300 VONN ROAD UNIT 3102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12300 VONN ROAD UNIT 3102 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12300 VONN ROAD UNIT 3102 FAQs

What would the monthly payment be for 12300 VONN ROAD UNIT 3102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12300 VONN ROAD UNIT 3102?+

The most recent tax bill on record (2023) was $2,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12300 VONN ROAD UNIT 3102?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $175,000, this home is listed about 35% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12300 VONN ROAD UNIT 3102?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LARGO 33774 market on paper

$175,000 is 19% below the LARGO 33774 median of $215,000, and at $167/sqft it sits under the Largo average of $247.

02Time on market is leverage

831 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $209,000, now $175,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Cari Bowers. MLS #U8239804.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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