David Ramirez
$164,774$349,7741 bd1 ba435 sqft$379 /sqft$1,250 /mo all-in ↓

7740 BOCA CIEGA DRIVE UNIT 209, ST PETE BEACH, FL, 33706

Active859 days on marketListed Mar 28, 2024MLS #U8233243

Priced 63% below the ST PETE BEACH 33706 medianReduced $185KWaterfrontPrivate poolCondominiumBAY ISLES CONDO

About this home

7740 BOCA CIEGA DRIVE UNIT 209

HOLY MOLY! MASSIVE PRICE IMPROVEMENT* At this price, DON'T LET THIS ONE GET AWAY **Picture yourself sitting around the WATERFRONT HEATED COMMUNITY POOL, the cool breezes gently blowing, as you close your eyes, breathe in the fresh salt air, and feel the sun warm you. If you are seeking your own private retreat to unwind & still wanting the convenience & accessibility to various amenities, along with the RENTAL INVESTMENT POTENTIAL, your search is over. This spacious turn-key 1-bedroom condo nestled within a waterfront complex is perfect!. Don’t let the square footage fool you. Tucked in the south corner on the 2nd floor, upon entering the condo, you're pleasantly surprised by the sense of openness and brightness. The living area features bamboo flooring and is thoughtfully laid out, with tasteful furnishings arranged to maximize space and comfort. A cozy sofa sits opposite a wall-mounted television, perfect for unwinding after a day of exploring the nearby attractions. Adjacent to the living area is a compact yet functional kitchenette, complete with sleek custom-made concrete countertops, a floating solid wood breakfast bar, Designer bamboo cabinetry, and modern appliances, including drawer style fridge & freezer. The remarkably large bedroom, with the same bamboo flooring, is a peaceful sanctuary and includes a walk-in closet. 2 windows in the bedroom offer abundant natural light and the perfect cross breezes. Your first thought as you make your way into the vintage & functional washroom will be one of nostalgia. Outside the condo, the WATERFRONT COMPLEX and community offer an array of amenities and recreational activities to enhance your stay. Are you a boater? The condo complex offers a boat slip on a first-come, first-served basis right on the premises. Not a boater? Take a refreshing dip in the sparkling pool, sign up for a class at the community center across the street, make your way south a short 4 blocks to Corey Ave. Offerings include multiple restaurants, bars, shopping, and a weekly market. If the beach is more to your liking, Upham Beach is less than 1 mile away. Whether you're in search of tranquility, convenience, investment, or personal fulfillment, this cozy 1-bedroom condo within a waterfront complex offers an ideal fusion of comfort, ease, & coastal allure. Whether as a primary residence or a vacation home, this condo offers the opportunity for a personal retreat. For buyers seeking an easy to care for place where they can escape from the stresses of daily life or enjoy leisurely getaways, this property satisfies the need for a dedicated space to relax, recharge, and create lasting memories with loved ones. ALL AGES WELCOME- SHORT TERM RENTALS ALLOWED. Updates include: updated electrical panel and newer hurricane impact windows. You will love this well cared for condo AND being minutes away from the events & activities the surrounding area has to offer, from the soft sand of the local beaches, to Downtown St. Petersburg (20 min) to Eclectic Gulfport (12 min). Just blocks from shopping, restaurants, medical & religious facilities, bus lines & parks. 45 min drive to Tampa International Airport, 35 minutes to PIE. .**Schedule your private tour today, properties like this are hard to find.**Claims made in this listing are deemed correct by sellers, but the buyer understands it is their responsibility to confirm all info as some could change from time of listing. See 3D tour. PLEASE NOTE: POOL CURRENTLY BEING REHABBED

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

435

Sqft

0.33 ac

Lot size

1955

Year built

One

Levels

$379

Per sqft

Private poolWaterfrontWater viewTurnkey

Inside

FlooringBamboo · Tile
AppliancesCooktop · Freezer · Ice Maker · Microwave · Refrigerator
InteriorOpen Floorplan · Solid Surface Counters · Walk-In Closet(s)
LaundryCommon Area · Laundry Room · Outside
CoolingWall/Window Unit(s)
HeatingElectric · Wall Units / Window Unit
FurnishedTurnkey

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesEast
ParkingCommon · Curb Parking · Ground Level · On Street
ExteriorCourtyard · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2023)$563/yr
PetsNo
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · Waterfront · Buyer Approval Required · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,250 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$970
FHA mortgage insurance (est.)$73
Property tax — 2023 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,767Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,767
Interest rate6.00%
Loan term

Estimated payment

$1,250/mo

Principal & interest$970
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$145KedgeAI estimate $164,557 · range $151K$173K$180K

vs edgeAI estimate

+0.1%

$/sqft vs St Pete Beach actives

$379 vs $510

Days on market

859 vs 85 typical

Where $379/sqft sits among the 177 St Pete Beach actives

65 · this home
41
34
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Blind Pass

Map of 7740 BOCA CIEGA DRIVE UNIT 209 inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Blind Pass — neighborhood snapshot

Population

1,773

Median age

61

Median income

$100,398

Median home value

$506,650

Avg household

2

Households w/ children

36%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$679K$543K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

85 of 177

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $164,774 $185K
Mar 28, 2024Listed at $349,774 · 859 days on market since
1955Built · BAY ISLES CONDO

Reality check

What actually sold near 7740 BOCA CIEGA DRIVE UNIT 209

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7740 BOCA CIEGA DRIVE UNIT 105Sold · Jul ’26

$150,000

7740 BOCA CIEGA DRIVE UNIT 105 · same community

1 bd · 1 ba · 435 sqft · $345/sqft · 54 DOM

7740 BOCA CIEGA DRIVE UNIT 111Sold · Jun ’26

$130,000

7740 BOCA CIEGA DRIVE UNIT 111 · same community

1 bd · 1 ba · 435 sqft · $299/sqft · 29 DOM

5500 GULF BOULEVARD UNIT 4221Sold · Jan ’26

$600,000

5500 GULF BOULEVARD UNIT 4221

1 bd · 1 ba · 535 sqft · $1,121/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7740 BOCA CIEGA DRIVE UNIT 209 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7740 BOCA CIEGA DRIVE UNIT 209 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7740 BOCA CIEGA DRIVE UNIT 209 FAQs

What would the monthly payment be for 7740 BOCA CIEGA DRIVE UNIT 209?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,250/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7740 BOCA CIEGA DRIVE UNIT 209?+

The most recent tax bill on record (2023) was $563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7740 BOCA CIEGA DRIVE UNIT 209?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $164,774, this home is listed about 74% below the St Pete Beach median of $625,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7740 BOCA CIEGA DRIVE UNIT 209?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ST PETE BEACH 33706 market on paper

$164,774 is 63% below the ST PETE BEACH 33706 median of $450,000, and at $379/sqft it sits under the St Pete Beach average of $590.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

859 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $349,774, now $164,774 — a $185K cut. The full history is in the market section below.

Listing courtesy of HIGH ENERGY REAL ESTATE · Roni Bahdouchi. MLS #U8233243.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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