11730 SHIPWATCH DRIVE UNIT 305, LARGO, FL, 33774
Active1189 days on marketListed Apr 23, 2023MLS #U8198315
About this home
11730 SHIPWATCH DRIVE UNIT 305
This condo is leased through the 2025/2026 season. It is available for June, July, and August 2026. (3-month minimum). The monthly rent will increase to $3,500 a month after September 2026. ShipWatch is a dream destination for tennis enthusiasts and beach lovers alike! It has a prime location near Indian Rocks Beach, Florida, and a short walk to the Gulf of America. The amenities, including swimming pools, tennis courts, pickleball courts, and a marina, offer a perfect blend of relaxation and activity. The fully furnished two-bedroom, two-bathroom condo offers breathtaking sunsets from its 3rd-floor balcony, ideal for unwinding after tennis or beach activities. The professionally landscaped grounds and ponds provide stunning scenery. This is the perfect short-term rental—a true home away from home. ShipWatch offers everything one could desire for a memorable and enjoyable getaway in sunny Florida.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,225
Sqft
1 ac
Lot size
1984
Year built
Three Or More
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$3 vs $242
Days on market
1189 vs 42 typical
Where $3/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shipwatch Yacht Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Shipwatch Yacht Club — neighborhood snapshot
Population
574
Median age
76
Median income
$53,869
Median home value
$300,900
Avg household
1
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11730 SHIPWATCH DRIVE UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$345,000
11730 SHIPWATCH DRIVE UNIT 604 · same community
2 bd · 2 ba · 1,225 sqft · $282/sqft · 12 DOM
Sold · Apr ’26$460,000
19823 GULF BOULEVARD UNIT 1
2 bd · 2.5 ba · 1,225 sqft · $376/sqft · 83 DOM
Sold · May ’26$465,000
19823 GULF BOULEVARD UNIT 33
2 bd · 2.5 ba · 1,225 sqft · $380/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11730 SHIPWATCH DRIVE UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11730 SHIPWATCH DRIVE UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11730 SHIPWATCH DRIVE UNIT 305 FAQs
What would the monthly payment be for 11730 SHIPWATCH DRIVE UNIT 305?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 11730 SHIPWATCH DRIVE UNIT 305?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $3,500, this home is listed about 99% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11730 SHIPWATCH DRIVE UNIT 305?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33774 market on paper
$3,500 is 98% below the LARGO 33774 median of $207,000, and at $3/sqft it sits under the Largo average of $247.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1189 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Kristi Phillips. MLS #U8198315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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