3789 46TH AVENUE S UNIT 202, ST PETERSBURG, FL, 33711
Active1 days on marketListed Aug 14, 2026MLS #TB8538871
About this home
3789 46TH AVENUE S UNIT 202
Perfect for full-time Florida living or your own pied-à-terre, this inviting second-floor condo offers a wonderful location with Broadwater and Maximo Marina just across the street. Conveniently located just off I-275, you’ll enjoy easy access to the Gulf beaches, downtown St. Petersburg, Tampa, Sarasota, airports, shopping, dining, and entertainment. Offered fully furnished or unfurnished—your choice, this comfortable condo features a split-bedroom floor plan with two bedrooms and two full baths. The full kitchen includes a convenient breakfast bar and opens to the dining and living areas, creating an easy flow for everyday living and entertaining. Step from the living room onto your screen-enclosed patio and relax while enjoying the water view and Florida breezes. Head downstairs to the picnic area and enjoy our beautiful Florida weather year-round. Additional conveniences include covered parking, on-site laundry, and two storage areas, giving you plenty of room for all those beach and Florida-lifestyle extras. Aggressively priced and ready to enjoy! Whether you’re looking for a permanent residence, seasonal getaway, or easy-care Florida home, this one deserves a look. Call today to schedule your private preview!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,085
Sqft
0 ac
Lot size
1967
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,617 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.9%
$/sqft vs St Petersburg actives
$175 vs $336
Days on market
1 vs 57 typical
Where $175/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3789 46TH AVENUE S UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,000
3010 PINELLAS POINT DRIVE S
3 bd · 2 ba · 1,084 sqft · $368/sqft · 35 DOM
Sold · Dec ’25$400,000
4900 BRITTANY DRIVE S UNIT 1804
2 bd · 2 ba · 1,110 sqft · $360/sqft · 367 DOM
Sold · Jun ’26$225,000
4900 BRITTANY DRIVE S UNIT 801
2 bd · 2 ba · 1,130 sqft · $199/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3789 46TH AVENUE S UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3789 46TH AVENUE S UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3789 46TH AVENUE S UNIT 202 FAQs
What would the monthly payment be for 3789 46TH AVENUE S UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,617/mo — principal and interest, the actual property-tax bill, the $1,200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3789 46TH AVENUE S UNIT 202?+
The association fee works out to $1,200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3789 46TH AVENUE S UNIT 202?+
The most recent tax bill on record (2025) was $653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3789 46TH AVENUE S UNIT 202?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $190,000, this home is listed about 56% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3789 46TH AVENUE S UNIT 202?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33711 market on paper
$190,000 is 39% below the ST PETERSBURG 33711 median of $312,500, and at $175/sqft it sits under the St Petersburg average of $379.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $1,200/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REVOLUTION REAL ESTATE · Shirley Rigo, PA. MLS #TB8538871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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