6800 20TH AVENUE N UNIT 505, ST PETERSBURG, FL, 33710
Active3 days on marketListed Aug 12, 2026MLS #TB8538042
About this home
6800 20TH AVENUE N UNIT 505
6800 20th Ave N offers an opportunity to create exactly what you want in the highly convenient Crosswinds Colony community. This 1-bedroom, 1.5-bath condo is ready for a complete makeover, giving the next owner a blank canvas to design a space that fits their own style. Priced with the updates in mind, this is all about location, potential and value. Located on the 5th floor, the condo overlooks the community pool and puts everyday conveniences within easy reach. Enjoy fantastic walkability plus quick access to shopping, restaurants, Tyrone Square, entertainment and some of Pinellas County’s beautiful Gulf beaches. The solid block building offers an assigned parking space along with plenty of guest parking when friends and family visit. Crosswinds Colony also offers strong reserves, adding another important consideration for buyers looking at condo communities. Whether you are looking for a Florida getaway, a low-maintenance home base or simply an opportunity to renovate something and make it completely your own, the combination of price, location and potential makes this one worth seeing. Bring your vision—the location is already taken care of.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
900
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$83
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−63.8%
$/sqft vs St Petersburg actives
$83 vs $336
Days on market
3 vs 57 typical
Where $83/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33710 — neighborhood snapshot
Population
35,113
Median age
46.1
Median income
$76,908
Median home value
$312,500
Avg household
2.32
Households w/ children
3,314
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6800 20TH AVENUE N UNIT 505
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$99,000
1900 68TH STREET N UNIT 205 · same community
1 bd · 1.5 ba · 900 sqft · $110/sqft · 8 DOM
Sold · Nov ’25$90,000
6960 20TH AVENUE N UNIT 306 · same community
1 bd · 1.5 ba · 900 sqft · $100/sqft · 277 DOM
Sold · Jan ’26$145,000
6960 20TH AVENUE N UNIT 307 · same community
2 bd · 2 ba · 1,050 sqft · $138/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6800 20TH AVENUE N UNIT 505 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6800 20TH AVENUE N UNIT 505 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6800 20TH AVENUE N UNIT 505 FAQs
What would the monthly payment be for 6800 20TH AVENUE N UNIT 505?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6800 20TH AVENUE N UNIT 505?+
The most recent tax bill on record (2025) was $318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6800 20TH AVENUE N UNIT 505?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $75,000, this home is listed about 83% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 6800 20TH AVENUE N UNIT 505?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33710 market on paper
$75,000 is 80% below the ST PETERSBURG 33710 median of $384,000, and at $83/sqft it sits under the St Petersburg average of $379.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Judy Horvath. MLS #TB8538042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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