David Ramirez
$2,3003 bd3.5 ba2,277 sqft$1 /sqft$177 /mo all-in ↓

98 S HIGHLAND AVENUE UNIT 2002, TARPON SPRINGS, FL, 34689

Active6 days on marketListed Aug 5, 2026MLS #TB8536341

Priced 99% below the TARPON SPRINGS 34689 medianFully furnishedTownhouseTARPON HIGHLANDS LAKE TARPON SAIL TENNIS CLUB

About this home

98 S HIGHLAND AVENUE UNIT 2002

Welcome to one of Tarpon Springs' best-kept secrets—Rent this exceptional 2,277 SF townhome in the highly sought-after Lake Tarpon Sail & Tennis Club. Offering an ideal combination of space, comfort, and resort-style amenities, this beautifully designed three-story residence is perfect for a family. Step inside to discover an open and inviting floor plan featuring expansive living areas, generous bedrooms (3 bedrooms and the huge flexible third-floor bonus room offers endless possibilities as a fourth bedroom, guest suite, home office, media room or fitness room), and multiple outdoor living spaces, including a screened balcony that invite you to enjoy Florida's year-round sunshine. The oversized attached two-car garage provides abundant storage for vehicles, golf carts, bicycles, and all your outdoor gear. Residents enjoy an outstanding amenity package including a sparkling community pool, tennis courts, boat launch, boat docks, clubhouse, and direct access to beautiful Lake Tarpon—one of Pinellas County's premier destinations for boating, fishing, kayaking, and water recreation. Ideally located just minutes from the world-famous Tarpon Springs Sponge Docks, historic downtown Tarpon Springs, Gulf beaches, restaurants, Palm Harbor, shopping, golf courses, parks, and entertainment, you'll enjoy the perfect blend of waterfront recreation and everyday convenience. Whether you're searching for a maintenance-free Florida lifestyle, a spacious family home, or the perfect vacation getaway, this exceptional property delivers it all.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,277

Sqft

0.2 ac

Lot size

2

Garage

2005

Year built

Three Or More

Levels

$1

Per sqft

Furnished

Inside

AppliancesDishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsCats OK, Dogs OK, Pet Deposit
CommunityClubhouse · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $81Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $81
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tarpon Springs actives

$1 vs $244

Days on market

6 vs 45 typical

Where $1/sqft sits among the 273 Tarpon Springs actives

0 · this home
32
94
88
28
31
$1–80$80–158$158–237$237–316$316–395$395+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 98 S HIGHLAND AVENUE UNIT 2002

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

149 of 273

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $2,300 · 6 days on market since
2005Built · TARPON HIGHLANDS LAKE TARPON SAIL TENNIS CLUB

Reality check

What actually sold near 98 S HIGHLAND AVENUE UNIT 2002

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

98 S HIGHLAND AVENUE UNIT 102Sold · Jul ’26

$370,000

98 S HIGHLAND AVENUE UNIT 102 · same community

4 bd · 3.5 ba · 2,154 sqft · $172/sqft · 24 DOM

94 S HIGHLAND AVENUE UNIT 2801Sold · Nov ’25

$460,000

94 S HIGHLAND AVENUE UNIT 2801 · same community

4 bd · 3.5 ba · 2,929 sqft · $157/sqft · 9 DOM

603 IVEY LANESold · Nov ’25

$530,000

603 IVEY LANE

3 bd · 2 ba · 2,253 sqft · $235/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 98 S HIGHLAND AVENUE UNIT 2002 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 98 S HIGHLAND AVENUE UNIT 2002 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

98 S HIGHLAND AVENUE UNIT 2002 FAQs

What would the monthly payment be for 98 S HIGHLAND AVENUE UNIT 2002?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 98 S HIGHLAND AVENUE UNIT 2002?+

The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $2,300, this home is listed about 99% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 98 S HIGHLAND AVENUE UNIT 2002?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TARPON SPRINGS 34689 market on paper

$2,300 is 99% below the TARPON SPRINGS 34689 median of $335,000, and at $1/sqft it sits under the Tarpon Springs average of $269.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 6 days on market in a Tarpon Springs market that averages 45 — if it fits, move quickly.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VIEWPOINT REALTY INTERNATIONAL · Anthony Maccaroni. MLS #TB8536341.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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