7465 BAY ISLAND DRIVE S UNIT 313, SOUTH PASADENA, FL, 33707
Active9 days on marketListed Aug 5, 2026MLS #TB8536115
About this home
7465 BAY ISLAND DRIVE S UNIT 313
A solid waterfront opportunity in Bay Island - offering functional living in one of the area’s premier gated 55+ communities. Located in a 24-hour guarded neighborhood, this 2-bedroom, 2-bathroom residence offers a practical, comfortable layout featuring durable waterproof laminate flooring through the living, dining, and primary suite. The kitchen comes equipped with granite countertops, a double oven and a convenient pass-through to the dining area. Both bathrooms are appointed with granite-topped vanities, with the primary suite offering updated shaker-style cabinetry with excellent storage, a walk-in shower, and a dedicated walk-in closet in the bedroom. Everyday peace of mind is built in with impact windows throughout, offering insulated, storm-ready protection and clear views looking out toward the water. Living in Bay Island means you can enjoy an active, resort-style environment. Community amenities include multiple heated pools, waterfront tiki huts, grilling areas, tennis, pickleball, and shuffleboard courts, plus a waterfront walking path and a clubhouse with a fitness center and social activities. The monthly fee covers basic cable, high-speed internet, water, sewer, trash, flood insurance, exterior groundskeeping, and 24-hour security. Pet-friendly (up to 2 pets, 1 dog max under 15 lbs) with flexible rental guidelines (30-day minimum, 3x per year). A SunRunner transit stop sits right outside the gates for easy rides to nearby beaches and downtown St. Petersburg. Whether you're seeking an accessible price point in a premier waterfront enclave or an easy-living coastal retreat, this residence delivers outstanding value in an unbeatable location. Schedule your private tour today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,611 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,611/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.9%
$/sqft vs South Pasadena actives
$176 vs $256
Days on market
9 vs 63 typical
Where $176/sqft sits among the 79 South Pasadena actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pasadena
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Pasadena. See the full South Pasadena guide →
SOUTH PASADENA 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Pasadena market
$338K → $238K
South Pasadena median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
52 of 79
South Pasadena actives have cut their price
Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →
Paper trail
This home's history
Reality check
What actually sold near 7465 BAY ISLAND DRIVE S UNIT 313
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$255,000
7465 BAY ISLAND DRIVE S UNIT 118 · same community
2 bd · 2 ba · 1,170 sqft · $218/sqft · 148 DOM
Sold · Sep ’25$430,000
7000 BEACH PLAZA UNIT 706
1 bd · 1 ba · 1,004 sqft · $428/sqft · 237 DOM
Sold · Dec ’25$307,500
400 64TH AVENUE UNIT 704
1 bd · 1 ba · 1,003 sqft · $307/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7465 BAY ISLAND DRIVE S UNIT 313 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7465 BAY ISLAND DRIVE S UNIT 313 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7465 BAY ISLAND DRIVE S UNIT 313 FAQs
What would the monthly payment be for 7465 BAY ISLAND DRIVE S UNIT 313?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,611/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7465 BAY ISLAND DRIVE S UNIT 313?+
The most recent tax bill on record (2025) was $3,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7465 BAY ISLAND DRIVE S UNIT 313?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Pasadena?+
At $185,000, this home is listed about 27% below the South Pasadena median of $252,468. The market section on this page shows how the area is trending.
Which schools are assigned to 7465 BAY ISLAND DRIVE S UNIT 313?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INTEGRITY REAL ESTATE SERVICES LLC · C.J. Spang. MLS #TB8536115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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