6245 SILVER OAKS DRIVE, ZEPHYRHILLS, FL, 33542
Active1 days on marketListed Aug 7, 2026MLS #TB8536043
About this home
6245 SILVER OAKS DRIVE
Discover the perfect blend of modern comfort and effortless style in this meticulously maintained 1,786-square-foot residence. With demand for move-in-ready homes at an all-time high, this exceptional property offers a unique opportunity to secure a home that truly stands apart. From the moment you step inside, you are greeted by an inviting, open-concept floor plan that radiates sophistication. The home has been tastefully and effectively upgraded throughout, featuring high-quality flooring that creates a seamless, cohesive aesthetic from room to room. The heart of the home is a beautifully appointed, upgraded kitchen designed to inspire your inner chef. With sleek cabinetry and premium finishes, it serves as the perfect centerpiece for both quiet mornings and hosting memorable gatherings. Every corner of this home reflects a commitment to quality and contemporary design, ensuring that it feels fresh, vibrant, and ready for you to make it your own. The curb appeal is immediate, with a pristine paver driveway providing a welcoming and durable first impression. The exterior design complements the high standards set inside, promising a lifestyle of convenience and pride of ownership. Homes with this level of care, strategic upgrades, and prime positioning, come highly desirable and tend to move quick and fast in this market. This is a rare chance to own a home that perfectly balances style and substance. The question stands, how long will it be available? We invite you to experience the warmth and quality of this residence in person, it is a home that truly needs to be seen to be fully appreciated. Schedule your private showing today before this opportunity is off the market.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,786
Sqft
0.23 ac
Lot size
2
Garage
1995
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
Days on market
1 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Silver Oaks — neighborhood snapshot
Population
1,158
Median age
39
Median income
$68,546
Median home value
$282,000
Avg household
3
Households w/ children
138
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6245 SILVER OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6245 SILVER OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6245 SILVER OAKS DRIVE FAQs
What would the monthly payment be for 6245 SILVER OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6245 SILVER OAKS DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6245 SILVER OAKS DRIVE?+
The most recent tax bill on record (2025) was $5,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6245 SILVER OAKS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $350,000, this home is listed about 8% above the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 6245 SILVER OAKS DRIVE?+
West Zephyrhills Elementary School (elementary), Zephyrhills High School (high), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CARTWRIGHT REALTY · Justin Willits. MLS #TB8536043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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