5418 TWIN CREEKS DRIVE, VALRICO, FL, 33596
Active2 days on marketListed Aug 5, 2026MLS #TB8535828
Come see it
Upcoming open house
Sun, Aug 9
11:00 AM – 1:00 PM
About this home
5418 TWIN CREEKS DRIVE
Nestled on a quiet cul-de-sac in the gated River Hills Country Club community of South Valrico, this beautifully maintained pool home offers stunning lake views, a fenced backyard, and a bright, spacious floor plan. Enjoy peace of mind with a brand NEW roof and AC (2026)! Step inside to soaring ceilings and an abundance of natural light. Just off the foyer, a dedicated first floor office provides the perfect space for working from home, while the formal dining room is conveniently situated adjacent to the kitchen for effortless entertaining. The well appointed kitchen is a chef's delight, featuring granite countertops, stainless steel appliances, ample cabinet space, a pantry, breakfast bar, and a separate dining area. The kitchen overlooks the expansive great room, where soaring ceilings and double French doors seamlessly connect the indoor living space to the pool and lanai. The spacious first floor primary suite is a true retreat with private French door access to the pool, a large walk-in closet, and an ensuite bathroom complete with a dual sink vanity and a walk-in shower. Two additional bedrooms and a full bathroom are also located on the first floor. Upstairs, a sprawling bonus room with generous closet space, and a full bathroom create the perfect bonus living area, media room, guest suite, or potential fourth bedroom. Outdoors, the screened lanai and sparkling pool provide the perfect setting to relax or entertain while taking in peaceful lake views. River Hills is a 24 hour manned, gated golf community offering an exceptional array of amenities, including an 18 hole golf course, fitness center, heated community pool, six tennis courts, and dining privileges at the River Hills Country Club. Conveniently located near shopping, dining, major roadways, and top rated schools, this home combines comfort, functionality, and an outstanding location. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,084
Sqft
0.16 ac
Lot size
2
Garage
1998
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,543 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,543/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$214 vs $214
Days on market
2 vs 36 typical
Where $214/sqft sits among the 196 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Hills Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
River Hills Country Club — neighborhood snapshot
Population
3,179
Median age
51
Median income
$148,706
Median home value
$445,497
Avg household
3
Households w/ children
350
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
103 of 196
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 5418 TWIN CREEKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$444,000
3231 STONEBRIDGE TRAIL · same community
4 bd · 2.5 ba · 2,068 sqft · $215/sqft · 90 DOM
Sold · Dec ’25$380,895
3125 BENT CREEK DRIVE · same community
4 bd · 2.5 ba · 2,025 sqft · $188/sqft · 92 DOM
Sold · Oct ’25$445,000
3119 BENT CREEK DRIVE · same community
4 bd · 3 ba · 2,207 sqft · $202/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5418 TWIN CREEKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5418 TWIN CREEKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5418 TWIN CREEKS DRIVE FAQs
What would the monthly payment be for 5418 TWIN CREEKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,543/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5418 TWIN CREEKS DRIVE?+
The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5418 TWIN CREEKS DRIVE?+
The most recent tax bill on record (2025) was $4,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5418 TWIN CREEKS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $445,000, this home is listed about 6% below the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5418 TWIN CREEKS DRIVE?+
Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VALRICO 33596 market on paper
$445,000 is 6% below the VALRICO 33596 median of $474,900.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Valrico market that averages 36 — if it fits, move quickly.
04Strong assigned schools
Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GREEN STAR REALTY, INC. · Levi Stubbs. MLS #TB8535828.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Valrico homes, in your inbox
Like 5418 TWIN CREEKS DRIVE but not quite? A daily digest of every new listing in Valrico — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →