David Ramirez
$239,9002 bd2 ba1,608 sqft$149 /sqft$1,787 /mo all-in ↓

3943 TROPHY BOULEVARD UNIT 4604, NEW PORT RICHEY, FL, 34655

Active2 days on marketListed Aug 6, 2026MLS #TB8535717

Priced 25% below the NEW PORT RICHEY 34655 medianVilla07 SPGS VILLAS CONDO

About this home

3943 TROPHY BOULEVARD UNIT 4604

Experience refined, low-maintenance Florida living in this beautifully maintained 2-bedroom, 2-bathroom residence located in the sought-after Seven Springs Villa Golf and Country Club. Thoughtfully designed for both comfort and functionality, this inviting home features a bright, open-concept layout filled with natural light, creating a warm and welcoming atmosphere from the moment you arrive. Roof 2022, Carport Roof 2019, Exterior Paint 2023. The spacious living and dining areas flow effortlessly into the well-appointed kitchen, offering the ideal setting for everyday living and entertaining alike. The private primary suite serves as a peaceful retreat, complete with an en-suite bathroom, generous closet space and outdoor patio, while the secondary bedroom and full guest bath provide comfortable accommodations for family, friends, or a dedicated home office. Step outside to enjoy your own private outdoor living space—perfect for morning coffee or relaxing evenings in the Florida sunshine. HOA includes lawn care, exterior maintenance, roof, cable, water, sewer, trash removal, WiFi and 24-hour manned security. Ideally located just minutes from shopping, dining, golf courses, medical facilities, parks, and the stunning Gulf Coast beaches, this home offers the perfect combination of convenience and carefree living. Whether you're searching for a full-time residence, seasonal escape, or investment opportunity, this exceptional property delivers comfort, value, and an outstanding Florida lifestyle. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,608

Sqft

0.04 ac

Lot size

1979

Year built

One

Levels

$149

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Open Floorplan · Other · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ParkingCovered
ExteriorIrrigation System · Lighting · Other · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$1,303/yr
PetsYes
CommunityBuyer Approval Required · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,787 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$109
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$1,787/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$109
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$217KedgeAI estimate $241,489 · range $226K$254K$265K

vs edgeAI estimate

−0.7%

$/sqft vs 07 SPGS VILLAS CONDO

$149 vs $174

Days on market

2 vs 50 typical

Where $149/sqft sits among the 6 homes for sale in 07 SPGS VILLAS CONDO

1 · this home
1
2
1
0
1
$140–152$152–163$163–175$175–186$186–198$198+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Springs Villas

Map of 3943 TROPHY BOULEVARD UNIT 4604 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Seven Springs Villas — neighborhood snapshot

Population

574

Median age

62

Median income

$74,122

Median home value

$235,800

Avg household

2

Households w/ children

48%

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

1 of 6

07 SPGS VILLAS CONDO have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $239,900 · 2 days on market since
1979Built · 07 SPGS VILLAS CONDO

Reality check

What actually sold near 3943 TROPHY BOULEVARD UNIT 4604

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9622 BRASSIE COURT UNIT 9Sold · Dec ’25

$195,000

9622 BRASSIE COURT UNIT 9 · same community

2 bd · 2 ba · 1,288 sqft · $151/sqft · 191 DOM

3856 TROPHY BOULEVARD UNIT 2Sold · Aug ’25

$190,000

3856 TROPHY BOULEVARD UNIT 2 · same community

2 bd · 2 ba · 1,148 sqft · $166/sqft · 148 DOM

3503 TEESIDE DRIVESold · Feb ’26

$157,500

3503 TEESIDE DRIVE · same community

2 bd · 2 ba · 1,148 sqft · $137/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3943 TROPHY BOULEVARD UNIT 4604 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3943 TROPHY BOULEVARD UNIT 4604 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3943 TROPHY BOULEVARD UNIT 4604 FAQs

What would the monthly payment be for 3943 TROPHY BOULEVARD UNIT 4604?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3943 TROPHY BOULEVARD UNIT 4604?+

The most recent tax bill on record (2025) was $1,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3943 TROPHY BOULEVARD UNIT 4604?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $239,900, this home is listed about 14% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3943 TROPHY BOULEVARD UNIT 4604?+

Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW PORT RICHEY 34655 market on paper

$239,900 is 25% below the NEW PORT RICHEY 34655 median of $319,900, and at $149/sqft it sits under the New Port Richey average of $213.

02Fresh on the market

Only 2 days on market in a New Port Richey market that averages 50 — if it fits, move quickly.

03Strong assigned schools

Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PINEYWOODS REALTY LLC · Stephen Scott Pa. MLS #TB8535717.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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