9650 IVORY DRIVE, RUSKIN, FL, 33573
Active2 days on marketListed Aug 4, 2026MLS #TB8535353
About this home
9650 IVORY DRIVE
This spacious two-story home offers 5 bedrooms, 3.5 baths, a welcoming covered front porch, a 3-car tandem garage, and 3,777 square feet of thoughtfully designed living space with an ideal layout for everyday living and entertaining. A formal dining room welcomes you just off the entry and connects to the kitchen through a convenient butler's pantry. The open-concept kitchen is designed for both function and style with espresso-toned cabinetry, a decorative stone tile backsplash, a large center island with sink and breakfast bar seating, and an oversized walk-in pantry. The kitchen overlooks the expansive living room, highlighted by a custom media wall with built-in lighting and a sleek electric fireplace. The first floor features a private primary suite complete with a spacious walk-in closet and an en-suite bath showcasing dual vanities separated by a relaxing soaking tub, a separate walk-in shower, and a private water closet. Also on the main level are a convenient guest half bath, a built-in workstation/drop zone, and a full laundry room. A second laundry room upstairs adds even more convenience. The second floor offers four generously sized bedrooms, each with its own walk-in closet and plush carpeting, along with a massive bonus room complete with a projector and screen—perfect for movie nights, gaming, or a media room. Sliding glass doors lead to a screened-in lanai overlooking a peaceful pond with no rear neighbors, creating a private outdoor retreat. Complete lawn maintenance, including mowing, shrub pruning, turf, and plant fertilization and plant pest control are included in rent services saving you time and money! NOTE: Additional $59/mo. Resident Benefits Package is required and includes a host of time and money-saving perks, including monthly air filter delivery, concierge utility setup, on-time rent rewards, $1M identity fraud protection, credit building, online maintenance and rent payment portal, one lockout service, and one late-rent pass. Renters Liability Insurance Required. Call to learn more about our Resident Benefits Package.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,834
Sqft
0.14 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$1 vs $178
Days on market
2 vs 53 typical
Where $1/sqft sits among the 276 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 276
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 9650 IVORY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$407,000
9708 SAGE CREEK DRIVE · same community
4 bd · 2 ba · 1,918 sqft · $212/sqft · 21 DOM
Sold · Jun ’26$325,000
9633 IVORY DRIVE · same community
3 bd · 2 ba · 1,612 sqft · $202/sqft · 5 DOM
Sold · Jul ’26$453,000
10066 VICTORY GALLOP LOOP
5 bd · 3.5 ba · 3,846 sqft · $118/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9650 IVORY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9650 IVORY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9650 IVORY DRIVE FAQs
What would the monthly payment be for 9650 IVORY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9650 IVORY DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $4,100, this home is listed about 99% below the Ruskin median of $349,700. The market section on this page shows how the area is trending.
Which schools are assigned to 9650 IVORY DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33573 market on paper
$4,100 is 98% below the RUSKIN 33573 median of $247,000, and at $1/sqft it sits under the Ruskin average of $213.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Ruskin market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EATON REALTY · Daniel Rothrock. MLS #TB8535353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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