3520 1/2 8TH AVENUE N, ST PETERSBURG, FL, 33713
Active11 days on marketListed Aug 2, 2026MLS #TB8535127
About this home
3520 1/2 8TH AVENUE N
Come see this charming 1 bedroom, 1 bathroom new construction (2023) detached accessory dwelling unit in the heart of Central Oak Park. Park right at your front door off the alley with a completely private entrance with two-car driveway for ample parking. This home features a large living space with an open floor plan, tray ceilings in living room and bedroom, a walk-in closet, and a bathroom equipped with brand-new full-size washer and dryer. The open kitchen is complete with stainless steel appliances and granite counter tops. Continue through the dining/living room combo to the bedroom with large walk-in closet. Located on a quiet street, this home is perfect for anyone looking to be near all that central avenue and downtown have to offer as well as a quick drive to St Pete's best beaches.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
606
Sqft
0.21 ac
Lot size
2023
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $336
Days on market
11 vs 57 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3520 1/2 8TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$315,000
3545 7TH AVENUE N · same community
2 bd · 1 ba · 952 sqft · $331/sqft · -5 DOM
Sold · Apr ’26$485,000
3530 8TH AVENUE N · same community
3 bd · 2 ba · 1,073 sqft · $452/sqft · 127 DOM
Sold · Jan ’26$271,000
3468 9TH AVENUE N · same community
3 bd · 2 ba · 1,300 sqft · $208/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3520 1/2 8TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3520 1/2 8TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3520 1/2 8TH AVENUE N FAQs
What would the monthly payment be for 3520 1/2 8TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3520 1/2 8TH AVENUE N?+
The listing reports pets: Breed Restrictions, Dogs OK, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,000, this home is listed about 100% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3520 1/2 8TH AVENUE N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE PERFECT PAD · Emily Keene. MLS #TB8535127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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