38839 3RD AVENUE, ZEPHYRHILLS, FL, 33542
Active2 days on marketListed Aug 3, 2026MLS #TB8535001
About this home
38839 3RD AVENUE
Clean! Remodeled 1 Bedroom, 1 Bath 1/2 Duplex (left side) on large Corner Lot. Single-Story, open Floorplan, No Carpet. Lawn Maintenance and Trash included. Conveniently located close to area restaurants and shopping. 2 miles from Advent Hospital Zephyrhills. To qualify for this property all applicants (all adults must apply) must have a credit score of 625 or higher, have had no evictions filed against them, cannot be in an active bankruptcy and monthly income must be equal to or greater than 2.5x the monthly rent. Application Fee is $65.00 per adult (all adults must apply). Application Fees are non-refundable.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
0.12 ac
Lot size
1969
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$2 vs $176
Days on market
2 vs 48 typical
Where $2/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
205 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38839 3RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$250,000
5023 6TH STREET · same community
3 bd · 1 ba · 1,152 sqft · $217/sqft · 232 DOM
Sold · Mar ’26$145,000
5945 20TH STREET · same community
3 bd · 2 ba · 1,743 sqft · $83/sqft · 4 DOM
Sold · Aug ’25$37,500
38317 PALM GROVE DRIVE
1 bd · 1 ba · 576 sqft · $65/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38839 3RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38839 3RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38839 3RD AVENUE FAQs
What would the monthly payment be for 38839 3RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $167/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 38839 3RD AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $1,000, this home is listed about 100% below the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 38839 3RD AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROBITY REALTY · Troy Yoshihara. MLS #TB8535001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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