
6320 MAGNOLIA TRAILS LANE, GIBSONTON, FL, 33534
Active8 days on marketListed Jul 31, 2026MLS #TB8534839
About this home
6320 MAGNOLIA TRAILS LANE
Virtually Staged. NO CDD and LOW HOA! Welcome to this 3-bedroom, 2.5-bath home with a 2-car garage in the quiet, established community of Magnolia Trails. Designed for comfortable everyday living, this home features laminate flooring throughout the living areas and bedrooms and a functional floor plan that maximizes space and natural light. The kitchen is equipped with stainless steel appliances, ample cabinetry, and plenty of room for meal preparation and entertaining. Upstairs, the spacious primary suite serves as a private retreat with an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Major updates include a 2022 HVAC system and 2022 water heater, offering added peace of mind. Ideally located just off US-41 with convenient access to US-301, I-75, the Selmon Expressway, and St. Joseph's Hospital–South, this home is minutes from Sam's Club, shopping, dining, schools, parks, Apollo Beach, Brandon, downtown Tampa, and MacDill Air Force Base. You'll also enjoy easy drives to some of Florida's most beautiful Gulf Coast destinations, including Anna Maria Island, Longboat Key, and Siesta Key. Whether you're a first-time homebuyer, growing family, or investor, this move-in-ready home offers an outstanding combination of value, location, and modern updates.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,776
Sqft
0.1 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs Gibsonton actives
$166 vs $174
Days on market
8 vs 25 typical
Where $166/sqft sits among the 49 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $306K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
28 of 49
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6320 MAGNOLIA TRAILS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$308,000
6220 CHERRY BLOSSOM TRAIL · same community
3 bd · 2.5 ba · 1,596 sqft · $193/sqft · 26 DOM
Sold · Apr ’26$320,000
6327 CHERRY BLOSSOM TRAIL · same community
3 bd · 2.5 ba · 2,343 sqft · $137/sqft · 63 DOM
Sold · Feb ’26$89,900
1061 OLD SOUTH DRIVE · same community
2 bd · 2 ba · 1,032 sqft · $87/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6320 MAGNOLIA TRAILS LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6320 MAGNOLIA TRAILS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6320 MAGNOLIA TRAILS LANE FAQs
What would the monthly payment be for 6320 MAGNOLIA TRAILS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,494/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6320 MAGNOLIA TRAILS LANE?+
The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6320 MAGNOLIA TRAILS LANE?+
The most recent tax bill on record (2025) was $4,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6320 MAGNOLIA TRAILS LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $295,000, this home is listed about 11% below the Gibsonton median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6320 MAGNOLIA TRAILS LANE?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cindy Greco. MLS #TB8534839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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