4324 EMERSON AVENUE S, ST PETERSBURG, FL, 33711
Active10 days on marketListed Aug 4, 2026MLS #TB8534696
About this home
4324 EMERSON AVENUE S
This move-in-ready 3-bedroom, 2-bathroom home offers the perfect blend of character, functionality, and style. Step inside to discover bright, inviting living spaces, thoughtfully updated finishes, and a layout designed for everyday comfort. Outside, the property continues to impress with an expansive driveway providing plenty of parking for guests, boats, or recreational vehicles, and a large, detached unfinished garage that offers endless possibilities. Whether you need a workshop, hobby space, home gym, extra storage, or traditional garage parking, this versatile space is ready to fit your lifestyle. Perfectly positioned in the heart of St. Petersburg, you'll enjoy easy access to vibrant downtown St. Pete, Gulfport, award-winning Gulf beaches, parks, dining, shopping, and entertainment, making it easy to enjoy everything the area has to offer. Whether you're searching for your primary residence, a seasonal retreat, or an investment opportunity, this fully renovated bungalow offers exceptional value, flexibility, and a location that's hard to beat. Don't miss your chance to call this St. Petersburg gem home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,171
Sqft
0.13 ac
Lot size
1
Garage
1925
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,968 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,968/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs St Petersburg actives
$316 vs $336
Days on market
10 vs 58 typical
Where $316/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4324 EMERSON AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$205,000
4420 6TH AVENUE S · same community
3 bd · 1 ba · 1,185 sqft · $173/sqft · 136 DOM
Sold · Oct ’25$330,000
500 45TH STREET S · same community
3 bd · 2 ba · 1,270 sqft · $260/sqft · 170 DOM
Sold · Sep ’25$279,000
4360 EMERSON AVENUE S · same community
3 bd · 1 ba · 884 sqft · $316/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4324 EMERSON AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4324 EMERSON AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4324 EMERSON AVENUE S FAQs
What would the monthly payment be for 4324 EMERSON AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,968/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4324 EMERSON AVENUE S?+
The most recent tax bill on record (2025) was $5,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4324 EMERSON AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $370,000, this home is listed about 15% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4324 EMERSON AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP BEYOND · Hannah-lynn Wallace. MLS #TB8534696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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