David Ramirez
$350,0002 bd2 ba966 sqft$362 /sqft$3,700 /mo all-in ↓

51 ISLAND WAY UNIT 311, CLEARWATER BEACH, FL, 33767

Active6 days on marketListed Jul 31, 2026MLS #TB8534502

Priced 36% below the CLEARWATER BEACH 33767 medianWaterfrontPrivate poolCondominium51 ISLAND WAY CONDO

About this home

51 ISLAND WAY UNIT 311

PRICED TO SELL! WATERFRONT ISLAND LIVING! Welcome to one of the most desirable condominium communities in Island Estates, where coastal living meets the ultimate Florida lifestyle. This updated two-bedroom, two-bathroom waterfront residence offers views of the Intracoastal Waterway, two private balconies, and an opportunity to enjoy resort-style living. Designed with comfort and style in mind, this light and bright residence features an open-concept floor plan filled with natural light from expansive hurricane-rated sliding glass doors. The beautifully updated kitchen showcases attractive stone countertops, abundant cabinetry, and a functional design that flows effortlessly into the spacious living and dining areas, making it ideal for everyday living and entertaining. Vinyl plank flooring extends throughout the main living areas, while ceramic tile complements both updated bathrooms. The spacious primary suite easily accommodates a king-size bedroom set and features a private ensuite bathroom, generous closet space, and direct access to the main balcony. The guest bedroom also enjoys its own private balcony, creating a welcoming retreat for family and friends. Enjoy peaceful Intracoastal Waterway views from both the living room and primary suite. Living at 51 Island Way is about far more than owning a condominium—it's about embracing a true waterfront lifestyle. Island Estates is one of Clearwater's premier residential island communities, surrounded by sparkling waterways and known for its boating, fishing, walkability, and relaxed coastal atmosphere. Everyday conveniences, including a Publix grocery store, pharmacy, bank, post office, restaurants, bars, coffee shops, salons, and other neighborhood services, are all located right on the island. World-famous Clearwater Beach is just a short bicycle ride, an enjoyable walk, or a quick trip on the Jolly Trolley. Spend your days boating through the Intracoastal Waterway, cruising into the Gulf, fishing, kayaking, paddle boarding, enjoying the beach, or dining at one of the area's many waterfront restaurants before enjoying a spectacular Florida sunset. Community amenities include: secure building access, heated waterfront swimming pool and spa, sauna, tiki bar, tiki huts, clubroom for social gatherings, marina with boat slips available on a first-come, first-served basis, kayak storage, dedicated kayak launching dock, fishing, tennis court, pickleball, shuffleboard courts, waterfront grounds overlooking the Intracoastal Waterway, and an assigned private storage closet. Nature lovers will appreciate frequent visits from dolphins, manatees, tropical birds, and other native Florida wildlife, while boating enthusiasts will love immediate access to the Intracoastal Waterway and convenient routes to the Gulf of America. Whether you're searching for a full-time residence, a seasonal retreat, or an exceptional waterfront investment, this beautifully updated condominium offers the perfect combination of location, lifestyle, and value. If you've been dreaming of living on an island where every day feels like a vacation, this is your opportunity to make that dream a reality. Come experience why Island Estates remains one of the Tampa Bay area's most desirable waterfront communities—and why so many residents never want to leave. Call today to schedule your private showing!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

966

Sqft

2.55 ac

Lot size

1978

Year built

One

Levels

$362

Per sqft

Private poolWaterfrontTrees/Woods & Water view

Inside

FlooringCeramic Tile · Laminate · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionConcrete · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ParkingCircular Driveway · Common · Ground Level · Guest · On Street · Open
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sauna · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$828/mo
Taxes (2025)$5,960/yr
PetsNo
CommunityBay/Harbor Front · Boat Slip · Canal Front · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,700 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$497
Condo fee — from the listing$828
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,700/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$497
HOA / condo fee$828
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $453,987 · range $446K$457K$475K

vs edgeAI estimate

−22.9%

$/sqft vs Clearwater Beach actives

$362 vs $569

Days on market

6 vs 74 typical

Where $362/sqft sits among the 277 Clearwater Beach actives

67 · this home
83
47
21
25
34
$290–446$446–603$603–759$759–916$916–1073$1073+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Island Estate

Map of 51 ISLAND WAY UNIT 311 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$535K$905K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

119 of 277

Clearwater Beach actives have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $350,000 · 6 days on market since
1978Built · 51 ISLAND WAY CONDO

Reality check

What actually sold near 51 ISLAND WAY UNIT 311

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

51 ISLAND WAY UNIT 503Sold · Oct ’25

$288,000

51 ISLAND WAY UNIT 503 · same community

1 bd · 1 ba · 680 sqft · $424/sqft · 148 DOM

51 ISLAND WAY UNIT 608Sold · Jul ’26

$255,000

51 ISLAND WAY UNIT 608 · same community

1 bd · 1 ba · 680 sqft · $375/sqft · 50 DOM

691 S GULFVIEW BOULEVARD UNIT 1212Sold · Mar ’26

$995,000

691 S GULFVIEW BOULEVARD UNIT 1212

1 bd · 1.5 ba · 927 sqft · $1,073/sqft · 1283 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 51 ISLAND WAY UNIT 311 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 51 ISLAND WAY UNIT 311 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

51 ISLAND WAY UNIT 311 FAQs

What would the monthly payment be for 51 ISLAND WAY UNIT 311?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,700/mo — principal and interest, the actual property-tax bill, the $828/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 51 ISLAND WAY UNIT 311?+

The association fee works out to $828 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 51 ISLAND WAY UNIT 311?+

The most recent tax bill on record (2025) was $5,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 51 ISLAND WAY UNIT 311?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $350,000, this home is listed about 56% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 51 ISLAND WAY UNIT 311?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$350,000 is 36% below the CLEARWATER BEACH 33767 median of $550,000, and at $362/sqft it sits under the Clearwater Beach average of $671.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $828/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 6 days on market in a Clearwater Beach market that averages 74 — if it fits, move quickly.

05Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAND KEY REALTY · John Guyton. MLS #TB8534502.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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