101 S NEPTUNE AVENUE, CLEARWATER, FL, 33765
Active8 days on marketListed Jul 30, 2026MLS #TB8534421
About this home
101 S NEPTUNE AVENUE
Water Views... Peaceful Pond Setting... No Rear Neighbors! Enjoy tranquil pond views from the expansive covered front porch of this solid block Clearwater residence, ideally situated in a non-flood zone with no HOA. Offering 3 bedrooms, 3 full bathrooms, and an oversized 2-car garage, this home combines timeless character with thoughtful updates in a peaceful setting. Inside, you'll find two spacious living areas, including a bright, open gathering space and a cozy family room highlighted by a wood-burning fireplace—perfect for relaxing or entertaining. Beautiful terrazzo flooring flows throughout much of the home, preserving its authentic Florida charm, while solid 3-panel interior doors, recessed lighting, and no popcorn ceilings provide tasteful modern updates. The kitchen is equipped with a newer GE Profile stainless appliance package, offering both style and functionality for everyday living. The generously sized primary suite features a versatile sitting area that is ideal for a home office, reading nook, or private retreat and offers direct access to the outdoor living space. The newly renovated en suite bathroom has been thoughtfully designed with quality finishes. The secondary bedrooms are spacious and share a beautifully renovated guest bathroom complete with a double-sink vanity and a tub/shower combination. Additional improvements include hurricane-impact windows, a hurricane-rated garage door, a brick-paver driveway, a brick-paver rear patio, a fenced backyard, and a whole-house water filtration system. Major updates include a 2022 A/C system, 2018 roof and 2026 water heater, providing peace of mind for years to come. Conveniently located just minutes from The Sound, Clearwater's premier open-air waterfront amphitheater, where you can enjoy concerts, festivals, and community events. You'll also appreciate being a short drive from world-famous Clearwater Beach, offering award-winning white sand beaches, spectacular Gulf sunsets, waterfront dining, shopping, and endless recreational opportunities. This is a wonderful opportunity to enjoy comfortable Florida living in a quiet waterfront setting with easy access to everything Clearwater has to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,934
Sqft
0.19 ac
Lot size
2
Garage
1957
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,294 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,294/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs Clearwater actives
$233 vs $226
Days on market
8 vs 54 typical
Where $233/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sky Crest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sky Crest — neighborhood snapshot
Population
2,759
Median age
36
Median income
$79,599
Median home value
$312,396
Avg household
3
Households w/ children
344
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 S NEPTUNE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$411,000
109 S NIMBUS AVENUE · same community
2 bd · 2.5 ba · 1,678 sqft · $245/sqft · 12 DOM
Sold · Mar ’26$330,000
15 S NIMBUS AVENUE · same community
2 bd · 1.5 ba · 1,110 sqft · $297/sqft · 115 DOM
Sold · Dec ’25$435,000
2080 ATTACHE COURT
4 bd · 2 ba · 1,929 sqft · $226/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 S NEPTUNE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 S NEPTUNE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 S NEPTUNE AVENUE FAQs
What would the monthly payment be for 101 S NEPTUNE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 S NEPTUNE AVENUE?+
The most recent tax bill on record (2025) was $3,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 S NEPTUNE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $450,000, this home is listed about 64% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 S NEPTUNE AVENUE?+
Skycrest Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Katie Gawel. MLS #TB8534421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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