39650 US HIGHWAY 19 N UNIT 651, TARPON SPRINGS, FL, 34689
Active8 days on marketListed Aug 3, 2026MLS #TB8534360
About this home
39650 US HIGHWAY 19 N UNIT 651
This highly sought-after END UNIT villa in the desirable Woods at Anderson Park is located in Tarpon Springs, and it truly offers the best of both worlds. Ideally located close to beaches, shopping, dining, and major highways, yet quietly tucked in the back of the community with two convenient entrances for easy access. This lovely, low-maintenance 3-bedroom, 2-bath villa with a single-car garage and a wonderful screened back porch for your enjoyment. Inside, you’ll find a bright, open floor plan with a flexible layout that adapts easily to your lifestyle. The updated kitchen includes newer stainless steel appliances, ample cabinet space, endless counter space, a large pantry, and a separate eating area. The living and dining spaces flow seamlessly together, complemented by a desirable split-bedroom arrangement. The primary suite features a large walk-in closet, and a beautifully updated en-suite bath with modern lighting, fixtures, and a step-in shower. The second full bath offers a tub/shower combination and updated finishes. A versatile flex room provides the perfect space for a home office, craft room, or additional sitting area. Step outside to the covered and screened lanai overlooking the private backyard—an ideal spot to relax and unwind. All appliances are 6 years or less. Additional highlights include attic storage, strong rental investment potential, and low-maintenance living. The Woods at Anderson Park is a pet-friendly community with no age restrictions and an active lifestyle to match. The clubhouse features an indoor pool, fitness center, game room, library, banquet space, and sun deck. Weekly activities provide opportunities to socialize—or simply relax and enjoy the amenities. The monthly maintenance fee includes internet, cable, water, trash, sewer, and grounds maintenance. Located in Tarpon Springs, you’ll enjoy the charm of a true small-town atmosphere with rich Greek culture, antique shops, galleries, cafés, local markets, festivals, boat rides, and scenic walks along the famous Sponge Docks. It’s a wonderful place to call home. This exceptional end-unit villa combines privacy, convenience, updates, and community living—an opportunity you don’t want to miss! NEW 18.2 SEER HVAC WITH 10 TRANSFERABLE PARTS AND LABOR WARRANTY, NEWER ROOF, GUTTERS AND GUTTER GUARDS
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.07 ac
Lot size
1
Garage
1990
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,512 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,512/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Tarpon Springs actives
$192 vs $244
Days on market
8 vs 45 typical
Where $192/sqft sits among the 273 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
150 of 273
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 39650 US HIGHWAY 19 N UNIT 651
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$255,000
39650 US HWY 19 N UNIT 833 · same community
3 bd · 2 ba · 1,300 sqft · $196/sqft · 78 DOM
Sold · Jun ’26$240,000
39650 US HIGHWAY 19 N UNIT 615 · same community
3 bd · 2 ba · 1,300 sqft · $185/sqft · 350 DOM
Sold · May ’26$229,000
39650 US HIGHWAY 19 N UNIT 1511 · same community
3 bd · 2 ba · 1,300 sqft · $176/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39650 US HIGHWAY 19 N UNIT 651 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39650 US HIGHWAY 19 N UNIT 651 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39650 US HIGHWAY 19 N UNIT 651 FAQs
What would the monthly payment be for 39650 US HIGHWAY 19 N UNIT 651?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,512/mo — principal and interest, the actual property-tax bill, the $585/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39650 US HIGHWAY 19 N UNIT 651?+
The association fee works out to $585 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39650 US HIGHWAY 19 N UNIT 651?+
The most recent tax bill on record (2025) was $2,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39650 US HIGHWAY 19 N UNIT 651?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $249,900, this home is listed about 42% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39650 US HIGHWAY 19 N UNIT 651?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$249,900 is 26% below the TARPON SPRINGS 34689 median of $339,500, and at $192/sqft it sits under the Tarpon Springs average of $269.
02Know the monthly fee
The association fee is $585/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Renee Gialousis. MLS #TB8534360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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