540 JOHNS PASS AVENUE, MADEIRA BEACH, FL, 33708
Pending3 days on marketListed Jul 30, 2026MLS #TB8534231
About this home
540 JOHNS PASS AVENUE
Welcome to your private waterfront retreat! Situated in the heart of Madeira Beach, this stately 3-bedroom, 2-bathroom, 3-story home beautifully merges elevated luxury with premium coastal functionality. Designed to maximize stunning water views and provide a true indoor-outdoor lifestyle, this property lets you experience the absolute best of Florida living. The main level boasts a full bathroom and two generously sized bedrooms, each with balconies that lead to a screened-in porch overlooking the canal. The efficient kitchen features a pantry closet and seamlessly integrates with the dining and main living area, complete with a cozy fireplace and a balcony that showcases spectacular water views. Adjacent to the kitchen, you'll find a convenient laundry room with utility sink (washer/dryer not included). Taking the staircase up, you are met by a beautiful view of Boca Ciega Bay from a double-door balcony at the front of the home. Stepping up further, walk across the catwalk giving you a bird's-eye view of the spacious living area and water below. The entire third floor is dedicated to the primary suite, providing a private retreat with an in-suite bathroom featuring a spa tub, double sinks, and two walk-in closets. The suite also includes a sitting room, private balcony, and built-in fireplace, adding a touch of luxury to your living experience. The expansive garage spans the entire footprint of the home, offering ample space for parking and storage—perfect for extra gear, hobbies, or even a ping pong table. Lawn care is included, helping keep the exterior well maintained. Pets are welcome, making this home ideal for families and pet lovers alike. Brand New 2025 Dock: Perfectly crafted for the water enthusiast, offering an exceptional setup for swimming, lounging by the water, or simply watching the local marine life. Dock is for recreational use only – no boat docking or boat lift permitted. Living on Johns Pass Avenue means you are just steps away from world-class dining, coastal shopping, and boat tours at the historic John's Pass Village & Boardwalk. Spend your days paddleboarding on the canal, fishing from the shore, enjoying the water from your dock, or taking a short stroll to the powdery white sands of Madeira Beach. BASICS: Availability: Immediate upon approvals Pets Allowed: Yes (per approval and applicable fees) Utilities: Tenant responsibility , electric, water, trash, sewer, internet, cable Lawn Care: Included Laundry: W/D hookups (washer/dryer not included) Parking: Garage spans full footprint of home Renter's insurance is required. Lease Term: Unfurnished, 12 months THE IMPORTANT THINGS TO KNOW: No Smoking Application Fee is $50 per adult , non-refundable Please review Application Criteria prior to applying Application turnaround time is typically 3-5 business days Security Deposit: 1 month’s rent (subject to screening) Residents are enrolled in the Resident Benefits Package (RBP) for $44.95/month which includes required renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, move-in concierge service making utility & home service set-up connections a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,421
Sqft
0.18 ac
Lot size
4
Garage
2004
Year built
Multi/Split
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Madeira Beach actives
$2 vs $613
Days on market
3 vs 88 typical
Where $2/sqft sits among the 113 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Crystal Island — neighborhood snapshot
Population
1,274
Median age
58
Median income
$82,917
Median home value
$685,300
Avg household
2
Households w/ children
59%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
52 of 113
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 JOHNS PASS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,650,000
517 JOHNS PASS AVENUE · same community
3 bd · 2 ba · 2,342 sqft · $705/sqft · 142 DOM
Sold · May ’26$1,295,000
529 JOHNS PASS AVENUE · same community
4 bd · 2 ba · 2,273 sqft · $570/sqft · 458 DOM
Sold · Mar ’26$950,000
533 JOHNS PASS AVENUE · same community
2 bd · 2 ba · 1,760 sqft · $540/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 540 JOHNS PASS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 JOHNS PASS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
540 JOHNS PASS AVENUE FAQs
What would the monthly payment be for 540 JOHNS PASS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $195/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 540 JOHNS PASS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $4,799, this home is listed about 99% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 540 JOHNS PASS AVENUE?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MADEIRA BEACH 33708 market on paper
$4,799 is 99% below the MADEIRA BEACH 33708 median of $469,999, and at $2/sqft it sits under the Madeira Beach average of $742.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Madeira Beach market that averages 88 — if it fits, move quickly.
04Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KEY RENTER ST. PETE · Sammerleigh Becchetti. MLS #TB8534231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Madeira Beach homes, in your inbox
Like 540 JOHNS PASS AVENUE but not quite? A daily digest of every new listing in Madeira Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →