David Ramirez
$615,0003 bd2 ba1,844 sqft$334 /sqft$4,474 /mo all-in ↓

5220 94TH AVENUE N, PINELLAS PARK, FL, 33782

Active4 days on marketListed Jul 30, 2026MLS #TB8533292

Single Family ResidenceDEARDEN FARMS

About this home

5220 94TH AVENUE N

Thoughtfully designed with sensible upgrades, this Dearden Builders home offers 1,844 square feet with three bedrooms, two full bathrooms, a dedicated office, and an oversized two-car garage. Located in a non-flood zone with no HOA or CDD fees, the home combines quality construction, modern technology, and a beautiful open floor plan. The welcoming entryway opens into a spacious living room, where impressive 9-foot-4-inch ceilings and large sliding glass doors fill the space with natural light. Custom window treatments and shutters provide added privacy and allow you to easily control the amount of sunlight throughout the home. The living area opens directly to the covered and newly screened lanai, creating a comfortable extension of the indoor living space for relaxing or entertaining throughout the year. Overlooking the living room is the chef-inspired kitchen, designed to keep the cook connected to family and guests. Quartz countertops, 42-inch soft-close wood cabinetry, stainless-steel appliances, nickel accents, and a dedicated pantry create a polished and functional workspace. An upgraded induction stove adds modern convenience, while the large center island provides additional preparation space and casual seating. Just off the kitchen is a designated dining area with plenty of room for hosting dinners, holidays, and special gatherings. The split-bedroom layout creates privacy and separation between the living spaces. On the left side of the home, two versatile guest bedrooms share a full bathroom and can easily serve as accommodations for family, visitors, hobbies, or additional workspace. A dedicated office offers a quiet setting for working from home, studying, or even a workout space. The primary suite is privately positioned on the opposite side of the home. French doors provide direct access to the screened lanai, while two walk-in closets have been enhanced with upgraded closet systems to maximize organization and storage. The en-suite bathroom features dual sinks, a quartz countertop, a jetted soaking tub, and an oversized walk-in shower with a built-in bench. A dedicated laundry room includes generous cabinetry and a large utility sink, offering practical storage and convenience. The oversized two-car garage provides additional room for vehicles and belongings and includes an upgraded garage door opener that is equipped with MyQ technology and a designated camera overlooking the extended driveway. The private backyard is enclosed by a six-foot fence and offers plenty of space for outdoor dining & recreation. Updated landscaping enhances the exterior, including a newly planted tree in the front yard, while newly added gutters help direct rainwater away from the home and surrounding landscaping. Additional comfort and security features include hurricane-impact windows and doors, an alarm system with sensors, a Google Nest Video Doorbell, a smart lock, smart switches, and a Nest thermostat. A UV system has also been added to the air handler to support the home’s indoor air quality. Luxury vinyl waterproof flooring flows throughout the main living areas, providing durability and easy maintenance. Conveniently located within a short commute of Downtown St. Petersburg, the home offers easy access to Gulf beaches, local parks and nature trails, museums, restaurants, and major airports.This incredible home is ready for its next owner.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,844

Sqft

0.17 ac

Lot size

2

Garage

2023

Year built

One

Levels

$334

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingCovered · Driveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$9,182/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property tax — 2025 actual bill$765
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,500
Interest rate6.00%
Loan term

Estimated payment

$4,474/mo

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property taxes (actual bill)$765
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $615K
$461KedgeAI estimate $512,599 · range $481K$593K$640K

vs edgeAI estimate

+20%

$/sqft vs Pinellas Park actives

$334 vs $223

Days on market

4 vs 42 typical

Where $334/sqft sits among the 219 Pinellas Park actives

41
38
35
44
28
33 · this home
$102–145$145–189$189–232$232–275$275–318$318+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinellas Park

Map of 5220 94TH AVENUE N

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Pinellas Park. See the full Pinellas Park guide →

PINELLAS PARK 33782 — neighborhood snapshot

Population

22,607

Median age

48

Median income

$65,487

Median home value

$253,700

Avg household

2.37

Households w/ children

1,900

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddlePinellas Park Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pinellas Park market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$287K$325K

Pinellas Park median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

108 of 219

Pinellas Park actives have cut their price

Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $615,000 · 4 days on market since
2023Built · DEARDEN FARMS

Reality check

What actually sold near 5220 94TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5210 94TH AVENUE NSold · Jun ’26

$585,000

5210 94TH AVENUE N · same community

3 bd · 2 ba · 1,832 sqft · $319/sqft · 57 DOM

5220 73RD AVENUE NSold · May ’26

$580,000

5220 73RD AVENUE N

3 bd · 2 ba · 1,839 sqft · $315/sqft · 44 DOM

5560 76TH AVENUE NSold · Jul ’26

$385,000

5560 76TH AVENUE N

3 bd · 2 ba · 1,804 sqft · $213/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5220 94TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5220 94TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5220 94TH AVENUE N FAQs

What would the monthly payment be for 5220 94TH AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5220 94TH AVENUE N?+

The most recent tax bill on record (2025) was $9,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5220 94TH AVENUE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Pinellas Park?+

At $615,000, this home is listed about 105% above the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5220 94TH AVENUE N?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jacki Fabrizio. MLS #TB8533292.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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