11145 BELLA LOMA DRIVE, LARGO, FL, 33774
Active7 days on marketListed Jul 27, 2026MLS #TB8533270
About this home
11145 BELLA LOMA DRIVE
Welcome to this beautifully renovated 3 bedroom 2 bathroom home in Del Prado neighbourhood in Largo! Featuring an open floor plan with modern flooring, and a cozy fireplace, this home blends comfort with style. The gourmet kitchen boasts quartz countertops, stainless steel appliances, and a spacious island perfect for gatherings. The house includes a newer A/C and water heater (2021), as well as a newer roof installed (2024) for peace of mind. Outside, enjoy a fully fenced backyard with plenty of room to add a pool. All in a non-flood zone just minutes from top-rated beaches, shopping, and schools. Please note: the property is currently tenant occupied with a lease in place until July 31, 2026.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,697
Sqft
0.2 ac
Lot size
2
Garage
1973
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Largo actives
$322 vs $239
Days on market
7 vs 42 typical
Where $322/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Del Prado
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Del Prado — neighborhood snapshot
Population
1,373
Median age
37
Median income
$153,081
Median home value
$456,100
Avg household
3
Households w/ children
249
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11145 BELLA LOMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$531,999
11079 BELLA LOMA DRIVE · same community
3 bd · 2 ba · 1,627 sqft · $327/sqft · 19 DOM
Sold · Aug ’25$695,000
13425 SAN RAFAEL DRIVE · same community
3 bd · 2 ba · 1,774 sqft · $392/sqft · 5 DOM
Sold · Jan ’26$380,000
13495 SAN RAFAEL DRIVE · same community
4 bd · 3 ba · 1,614 sqft · $235/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11145 BELLA LOMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11145 BELLA LOMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11145 BELLA LOMA DRIVE FAQs
What would the monthly payment be for 11145 BELLA LOMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11145 BELLA LOMA DRIVE?+
The most recent tax bill on record (2025) was $8,487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11145 BELLA LOMA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $547,000, this home is listed about 103% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11145 BELLA LOMA DRIVE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$547,000 runs 154% above the LARGO 33774 median — but at 1,697 sqft it's also 39% larger than the typical Largo listing.
02Fresh on the market
Only 7 days on market in a Largo market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY MANAGEMENT SUNSHINE CITY · Emmanuel Guirguis. MLS #TB8533270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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