David Ramirez
$279,9002 bd2 ba1,756 sqft$159 /sqft$2,408 /mo all-in ↓

907 BLUEWATER DRIVE, SUN CITY CENTER, FL, 33573

Active6 days on marketListed Jul 28, 2026MLS #TB8533224

Single Family ResidenceSUN CITY CENTER UNIT 45

About this home

907 BLUEWATER DRIVE

Welcome home to this beautifully updated Twintree model split-floor plan villa in the prestigious active 55+ community of Sun City Center, FL. Boasting ultimate peace of mind, this immaculate property features a new roof (2021), a new A/C system (2021), a new water heater (2023), double-pane windows, hurricane shutters, an updated interior electrical panel, and a whole-house water softener system(2024). Step inside to note the lovely laminate flooring, fresh paint, and an inviting, light-filled layout. The spacious living and dining room combo ideally maximizes space for entertaining, seamlessly transitioning into the recently renovated kitchen. The chef of the home will love the newly refreshed solid wood cabinetry, brand-new granite countertops, high-end black LG stainless steel appliances, reverse osmosis water filtration, and a convenient pass-through window with extended bar seating. Directly off the kitchen sits a massive laundry room equipped with a utility sink and exceptional pantry storage capacity.A standout feature is the added, fully enclosed Florida room, which is under central air conditioning and showcases beautiful custom tile throughout—providing the perfect year-round oasis to relax away from the heat. The primary master suite offers a spacious retreat with two walk-in closets and an oversized master bathroom with a linen closet. On the opposite side of the home, the guest room features a pocket door configuration from the living room, instantly creating a private second suite perfect for visitors. The two-car garage provides ample built-in storage alongside two full parking spaces. Living in Sun City Center means embracing a resort-style lifestyle with access to expansive community amenities and over 150 social, hobby, and sports clubs. This golf-cart-legal, self-contained community offers 350 days of sunshine a year, its own hospital, free ambulatory services, and an endless array of entertainment resources, all while being located just minutes from world-class Gulf beaches.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,756

Sqft

0.21 ac

Lot size

2

Garage

1979

Year built

One

Levels

$159

Per sqft

55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorHurricane Shutters · Private Mailbox

Community & fees

HOA fee$91/mo
Taxes (2025)$4,628/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesSewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,408 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$386
HOA fee — from the listing$91
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$2,408/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$386
HOA / condo fee$91
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$249KedgeAI estimate $266,230 · range $259K$275K$291K

vs edgeAI estimate

+5.1%

$/sqft vs Sun City Center actives

$159 vs $163

Days on market

6 vs 37 typical

Where $159/sqft sits among the 312 Sun City Center actives

65
45
60 · this home
70
38
34
$104–126$126–148$148–170$170–192$192–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 907 BLUEWATER DRIVE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$272K$255K

Sun City Center median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

190 of 312

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $279,900 · 6 days on market since
1979Built · SUN CITY CENTER UNIT 45

Reality check

What actually sold near 907 BLUEWATER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

810 BLUEWATER DRIVESold · Dec ’25

$237,000

810 BLUEWATER DRIVE · same community

2 bd · 2 ba · 1,756 sqft · $135/sqft · 203 DOM

204 CACTUSFLOWER LANESold · Oct ’25

$275,000

204 CACTUSFLOWER LANE · same community

2 bd · 2 ba · 1,804 sqft · $152/sqft · 149 DOM

1004 YELLOWBIRD PLACESold · Dec ’25

$280,000

1004 YELLOWBIRD PLACE · same community

2 bd · 2 ba · 1,516 sqft · $185/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 907 BLUEWATER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 907 BLUEWATER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

907 BLUEWATER DRIVE FAQs

What would the monthly payment be for 907 BLUEWATER DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,408/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 907 BLUEWATER DRIVE?+

The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 907 BLUEWATER DRIVE?+

The most recent tax bill on record (2025) was $4,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 907 BLUEWATER DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $279,900, this home is listed about 2% above the Sun City Center median of $274,950. The market section on this page shows how the area is trending.

Listing courtesy of AZURE REAL ESTATE & PROPERTY MANAGEMENT GROUP LLC · Nicole Torres. MLS #TB8533224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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