David Ramirez
$1,295,0005 bd5 ba3,660 sqft$354 /sqft$8,965 /mo all-in ↓

1079 RIVERSIDE RIDGE ROAD, TARPON SPRINGS, FL, 34688

Active15 days on marketListed Jul 24, 2026MLS #TB8532727

Private poolSingle Family ResidenceRIVERSIDE

Come see it

Upcoming open house

Sun, Aug 9

12:00 PM – 3:00 PM

About this home

1079 RIVERSIDE RIDGE ROAD

Where Luxury Meets Lifestyle Some homes are simply beautiful. There are houses… and then there are gathering places. An exceptional executive estate tucked away on more than two private acres in one of Tarpon Springs’ most sought-after custom home communities. Completely transformed since 2023, this home blends timeless architecture with sophisticated modern design. From the moment you walk through the front door, soaring ceilings, abundant natural light, and an expansive open floor plan create an immediate sense of warmth and elegance. At the heart of the home is a spectacular chef’s kitchen designed to be both functional and unforgettable. Marble countertops, custom cabinetry reaching 10½-foot ceilings with illuminated display lighting, premium stainless steel appliances, an 8-burner gas range, chef’s double ovens, built-in beverage refrigerator, oversized prep island, and an expansive gathering island create a space where family and friends naturally come together. Walls were thoughtfully removed to create seamless flow between the kitchen, dining, and living spaces. Pocket sliding glass doors disappear into the walls, connecting the interior to the screened lanai and creating true Florida indoor-outdoor living. Whether entertaining a crowd or enjoying a quiet evening at home, every space has been intentionally designed to bring people together. The flexible floor plan offers six bedrooms and five bathrooms, including an expansive owner’s retreat, a private guest suite on the opposite side of the home, and three additional bedrooms with two full bathrooms upstairs. A spacious game room provides endless possibilities as a media room, billiards room, playroom, or home gym. Step outside and discover your own private retreat. Relax beside the pool and spa, gather around the custom fire pit beneath the stars, or simply enjoy peaceful mornings overlooking protected conservation. Extensive professional landscaping surrounds the home, while banana, avocado, orange, tangerine, and pineapple plants offer the charm of your own Florida orchard. Luxury extends beyond what you can see. Since 2023, the home has been thoughtfully upgraded with new luxury flooring throughout the main level, new upstairs carpeting, fresh interior and exterior paint, designer lighting, a new electric fireplace, custom roller shades, new lanai screening, updated irrigation, permanent programmable architectural LED exterior lighting, new main level AC in 2026, new water heater, new pool pump, new irrigation pump, an updated security system with new alarm panel, Google Nest doorbell, and exterior cameras providing comprehensive coverage of every entrance. An oversized circular driveway welcomes guests with ease while the spacious three-car garage provides ample room for vehicles, storage, and hobbies. Set within an exclusive executive neighborhood where every residence is unique, this exceptional property offers privacy, luxury, and convenience just minutes from Gulf beaches, marinas, golf, dining, shopping, and the historic charm of Tarpon Springs. Some homes impress you. This one invites you to stay.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

3,660

Sqft

2.3 ac

Lot size

3

Garage

2001

Year built

Two

Levels

$354

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Laminate · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorAttic Fan · Built-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorBalcony · Courtyard · Fire Pit · Garden · Irrigation System · Lighting · Private Yard · Rain Gutters

Community & fees

HOA fee$99/mo
Taxes (2025)$14,797/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,965 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property tax — 2025 actual bill$1,233
HOA fee — from the listing$99
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,500
Interest rate6.00%
Loan term

Estimated payment

$8,965/mo

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property taxes (actual bill)$1,233
HOA / condo fee$99
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs RIVERSIDE

$354 vs $669

Days on market

15 vs 46 typical

Where $354/sqft sits among the 7 homes for sale in RIVERSIDE

3 · this home
0
1
1
1
1
$144–378$378–611$611–844$844–1078$1078–1311$1311+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 1079 RIVERSIDE RIDGE ROAD

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34688 — neighborhood snapshot

Population

8,767

Median age

50.4

Median income

$111,090

Median home value

$477,100

Avg household

2.62

Households w/ children

894

For the school run

Pinellas County School District

ElementaryBrooker Creek Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

1 of 7

RIVERSIDE have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 185% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $1,295,000 · 15 days on market since
2001Built · RIVERSIDE

Reality check

What actually sold near 1079 RIVERSIDE RIDGE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1044 RIVERSIDE RIDGE ROADSold · Apr ’26

$1,300,000

1044 RIVERSIDE RIDGE ROAD · same community

4 bd · 3 ba · 3,031 sqft · $429/sqft · 67 DOM

1087 RIVERSIDE RIDGESold · Jun ’26

$910,000

1087 RIVERSIDE RIDGE · same community

4 bd · 3 ba · 3,022 sqft · $301/sqft · 3 DOM

Carr 833 km 9.2 RIVERSIDE UNIT 8Sold · May ’26

$715,000

Carr 833 km 9.2 RIVERSIDE UNIT 8 · same community

4 bd · 3.5 ba · 2,307 sqft · $310/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1079 RIVERSIDE RIDGE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1079 RIVERSIDE RIDGE ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1079 RIVERSIDE RIDGE ROAD FAQs

What would the monthly payment be for 1079 RIVERSIDE RIDGE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,965/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1079 RIVERSIDE RIDGE ROAD?+

The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1079 RIVERSIDE RIDGE ROAD?+

The most recent tax bill on record (2025) was $14,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1079 RIVERSIDE RIDGE ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $1,295,000, this home is listed about 198% above the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1079 RIVERSIDE RIDGE ROAD?+

Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,295,000 runs 185% above the TARPON SPRINGS 34688 median — but at 3,660 sqft it's also nearly twice the size of the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER REALTY PROS · Jaime Velazquez. MLS #TB8532727.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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