90 S HIGHLAND AVENUE UNIT 202, TARPON SPRINGS, FL, 34689
Active19 days on marketListed Jul 25, 2026MLS #TB8532552
About this home
90 S HIGHLAND AVENUE UNIT 202
$125,000 in a complex where renovated units sell for $180,000–$250,000. Same floorplan, fully updated, closed at $225,000 in February 2025. Run the numbers. 2BR/2BA, approx. 970 sq ft, second floor with elevator. Cleaned out and ready for immediate demo. Full interior renovation needed. Sold strictly AS-IS. Open living/dining, wall of sliders to enclosed Florida room adding extra living space beyond the listed footage, split bedrooms, primary with en-suite bath. Lake Tarpon Sail & Tennis Club: waterfront community on one of Florida's best fishing and skiing lakes. Private boat ramp, first-come slips, fishing pier, kayak launch, heated pool, lighted tennis and pickleball, fitness center, lakeside clubhouse. Flood Zone X — no flood insurance. Minutes to the Sponge Docks and Gulf beaches. HOA $680/month covers building insurance, water, sewer, trash, cable, internet, exterior/grounds maintenance, and all amenities. Association approval required. Two years ownership required before leasing — built for a renovate-and-resell exit or an owner-occupant buying the lowest-priced unit in a lake community that resells in the $200,000s.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
970
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs Tarpon Springs actives
$129 vs $244
Days on market
19 vs 46 typical
Where $129/sqft sits among the 276 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
151 of 276
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 90 S HIGHLAND AVENUE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$168,000
90 S HIGHLAND AVENUE UNIT 224 · same community
2 bd · 2 ba · 970 sqft · $173/sqft · 362 DOM
Sold · Jul ’26$170,000
90 S HIGHLAND AVENUE UNIT 1115 · same community
2 bd · 2 ba · 1,007 sqft · $169/sqft · 230 DOM
Sold · May ’26$155,000
90 S HIGHLAND AVENUE UNIT 1317 · same community
2 bd · 1 ba · 917 sqft · $169/sqft · 221 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 90 S HIGHLAND AVENUE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 90 S HIGHLAND AVENUE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
90 S HIGHLAND AVENUE UNIT 202 FAQs
What would the monthly payment be for 90 S HIGHLAND AVENUE UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill, the $680/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 90 S HIGHLAND AVENUE UNIT 202?+
The association fee works out to $680 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 90 S HIGHLAND AVENUE UNIT 202?+
The most recent tax bill on record (2025) was $1,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 90 S HIGHLAND AVENUE UNIT 202?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $125,000, this home is listed about 71% below the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.
Which schools are assigned to 90 S HIGHLAND AVENUE UNIT 202?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$125,000 is 64% below the TARPON SPRINGS 34689 median of $345,000, and at $129/sqft it sits under the Tarpon Springs average of $269.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $680/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8532552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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