
3823 N OAK DRIVE UNIT K22, TAMPA, FL, 33611
Active10 days on marketListed Jul 28, 2026MLS #TB8532508
About this home
3823 N OAK DRIVE UNIT K22
Welcome to 3823 N Oak Dr #K22—an updated, move-in-ready 2-bedroom, 2-bath condo tucked into a quiet, tree-lined community just minutes from Bayshore Blvd, MacDill AFB, and all that South Tampa has to offer. This second-floor unit features an open-concept living space with new flooring, fresh paint, and abundant natural light. The kitchen is well-appointed with stainless steel appliances, granite countertops, and a breakfast bar. Both bedrooms are generously sized, with the primary offering an en-suite bath and walk-in closet. Enjoy morning coffee on your private screened-in balcony with a tranquil pond view. Low monthly HOA includes water, sewer, trash, and community amenities like the pool and exterior maintenance. Whether you're looking for a primary residence or a turn-key investment, this condo delivers on location, comfort, and value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,010
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs Tampa actives
$198 vs $301
Days on market
10 vs 40 typical
Where $198/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fair Oaks / Manhattan Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Fair Oaks / Manhattan Manor — neighborhood snapshot
Population
4,862
Median age
42
Median income
$70,896
Median home value
$393,257
Avg household
2
Households w/ children
510
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
197 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3823 N OAK DRIVE UNIT K22
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$185,000
3807 N OAK DR UNIT D42 · same community
2 bd · 2 ba · 1,010 sqft · $183/sqft · 112 DOM
Sold · Feb ’26$205,000
3821 N OAK DRIVE UNIT J22 · same community
2 bd · 2 ba · 1,010 sqft · $203/sqft · 133 DOM
Sold · Apr ’26$140,000
3819 N OAK DRIVE UNIT I42 · same community
2 bd · 2 ba · 904 sqft · $155/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3823 N OAK DRIVE UNIT K22 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3823 N OAK DRIVE UNIT K22 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3823 N OAK DRIVE UNIT K22 FAQs
What would the monthly payment be for 3823 N OAK DRIVE UNIT K22?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,574/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3823 N OAK DRIVE UNIT K22?+
The most recent tax bill on record (2025) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3823 N OAK DRIVE UNIT K22?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $199,900, this home is listed about 56% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3823 N OAK DRIVE UNIT K22?+
Anderson Elementary School (elementary), Madison Middle School (middle), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33611 market on paper
$199,900 is 51% below the TAMPA 33611 median of $409,500, and at $198/sqft it sits under the Tampa average of $345.
02Strong assigned schools
Anderson Elementary School, Madison Middle School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $209,900, now $199,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CLARKE REALTY LLC · Jeffrey Clarke. MLS #TB8532508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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