13264 120TH LANE, LARGO, FL, 33778
Active1 days on marketListed Jul 24, 2026MLS #TB8532478
About this home
13264 120TH LANE
Completely renovated and move-in ready! This beautifully updated Largo home offers modern finishes from top to bottom, a brand-new roof, and a spacious backyard backing directly to Ridgecrest Park, creating the perfect combination of style, comfort, and location. Featuring 4 bedrooms and 1 beautifully remodeled bathroom, nearly every inch of this home has been updated for peace of mind, including a new roof (11/2025) with all new plywood, fresh interior paint, new luxury vinyl flooring throughout, and a stunning bathroom complete with a new shower and updated fixtures. The gorgeous brand-new kitchen is the centerpiece of the home, showcasing stylish cabinetry, quartz countertops, stainless steel appliances, and contemporary finishes that make cooking and entertaining a pleasure. An inside laundry room adds everyday convenience and extra functionality. Step outside to the large, fully fenced backyard where you'll enjoy added privacy while backing directly to Ridgecrest Park with easy access to playgrounds, sports fields, walking paths, and open green space—an extension of your own backyard. Perfectly situated in the heart of Largo, this home is just minutes from shopping, dining, schools, parks, major roadways, and only an 8-minute drive to Indian Rocks Beach and the nearest hospital. Whether you're searching for your first home, a place to grow, or simply want a turnkey property in an exceptional location, this home checks all the boxes. Schedule your private showing today and experience everything this beautifully renovated home has to offer!
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,050
Sqft
0.14 ac
Lot size
1965
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,498 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,498/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
Days on market
1 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgecrest Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Ridgecrest Acres — neighborhood snapshot
Population
484
Median age
44
Median income
$55,343
Median home value
$316,800
Avg household
3
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13264 120TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13264 120TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13264 120TH LANE FAQs
What would the monthly payment be for 13264 120TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,498/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13264 120TH LANE?+
The most recent tax bill on record (2025) was $4,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $314,900, this home is listed about 17% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13264 120TH LANE?+
Ridgecrest Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SEASIDE LUXURY REAL ESTATE GROUP · Xina Rim. MLS #TB8532478.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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