
7846 12TH STREET N, ST PETERSBURG, FL, 33702
Active20 days on marketListed Jul 24, 2026MLS #TB8532464
About this home
7846 12TH STREET N
Welcome home to this inviting 3-bedroom, 2-bath block home in one of St. Petersburg's most convenient locations! Offering a desirable split-bedroom floor plan, spacious living areas, and well-sized bedrooms, this home is designed for comfortable everyday living. The kitchen features abundant cabinet space, a breakfast bar, and a cozy eat-in dining area, making it the perfect gathering spot for family meals, homework, or entertaining. The A/C was updated in 2021, providing added peace of mind. Step outside and discover your own backyard retreat! The large, fully fenced yard with durable vinyl fencing offers plenty of room to play, garden, or entertain. Cool off in the approximately 25-foot partially in-ground round pool, relax in the 5-person hot tub after a long day, and enjoy the convenience of two storage sheds for tools, hobbies, or extra storage. Location is what truly sets this home apart. Conveniently located with quick access to I-275, you'll enjoy an easy commute to both downtown St. Petersburg and Tampa while being just a short drive from award-winning Gulf beaches, waterfront parks, shopping, dining, and entertainment. Whether you're spending weekends at the beach, exploring local restaurants, or simply enjoying your own backyard oasis, this home offers the Florida lifestyle so many buyers are looking for. If you've been searching for a home with a fantastic yard, great outdoor amenities, and an unbeatable central location, this is one you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,405
Sqft
0.17 ac
Lot size
1958
Year built
One
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs St Petersburg actives
$306 vs $336
Days on market
20 vs 57 typical
Where $306/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park — neighborhood snapshot
Population
3,329
Median age
51
Median income
$50,157
Median home value
$123,089
Avg household
2
Households w/ children
166
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7846 12TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$370,000
1190 79TH AVENUE N · same community
3 bd · 2 ba · 1,416 sqft · $261/sqft · 60 DOM
Sold · Apr ’26$378,000
1570 83RD AVENUE N · same community
4 bd · 2 ba · 1,423 sqft · $266/sqft · 233 DOM
Sold · Nov ’25$300,000
1535 78TH TERRACE N · same community
3 bd · 2 ba · 1,374 sqft · $218/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7846 12TH STREET N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7846 12TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7846 12TH STREET N FAQs
What would the monthly payment be for 7846 12TH STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7846 12TH STREET N?+
The most recent tax bill on record (2025) was $2,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $430,000, this home is priced right at the St Petersburg median.
Which schools are assigned to 7846 12TH STREET N?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Peter Dorwin. MLS #TB8532464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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