18675 US HIGHWAY 19 N UNIT 116, CLEARWATER, FL, 33764
Active7 days on marketListed Jul 28, 2026MLS #TB8532268
About this home
18675 US HIGHWAY 19 N UNIT 116
Welcome to your Florida waterfront retreat in the premier resident-owned waterfront community of Bay Aristocrat in Clearwater! This spacious 2 bedroom and 2 bathrooms fully furnished mobile home offers the perfect combination of comfort, convenience, and an active Florida lifestyle. Designed with privacy in mind, this home features two spacious primary suites, each with its own private bathroom, making it ideal for homeowners and overnight guests. One of the bathrooms features a walk-in shower for added comfort and accessibility. The bright and inviting sun porch, surrounded by windows, provides the perfect place to relax with your morning coffee, unwind with a good book, or entertain friends while enjoying the Florida sunshine. Outside, you'll find a two-car carport and a convenient storage shed, offering plenty of room for your beach gear, fishing equipment, bicycles, and extra storage. Living in Bay Aristocrat means enjoying one of Clearwater's most desirable waterfront communities. This resident-owned park features a low monthly HOA that includes water, sewer, trash, and lawn care, providing exceptional value and worry-free living. Residents enjoy an impressive array of amenities, including a heated waterfront pool, jacuzzi, active clubhouse with a full calendar of social events and activities, shuffleboard courts, two fishing piers, and a private boat ramp with direct access to the water. Take in breathtaking views of Tampa Bay while enjoying boating, fishing, kayaking, or simply relaxing along the shoreline. Centrally located, you'll be just minutes from Clearwater's award-winning beaches, shopping, restaurants, entertainment, medical facilities, and everyday conveniences. Tampa International Airport is just a short drive away, making travel easy for both full-time and seasonal residents. Whether you're searching for a year-round residence or the perfect winter escape, this move-in-ready furnished home offers an exceptional opportunity to enjoy the very best of Florida waterfront living in one of Clearwater's most sought-after 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0 ac
Lot size
1966
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,367 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,367/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
$/sqft vs Clearwater actives
$134 vs $224
Days on market
7 vs 55 typical
Where $134/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Aristocrat Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Bay Aristocrat Village — neighborhood snapshot
Population
896
Median age
56
Median income
$67,297
Median home value
$209,817
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 18675 US HIGHWAY 19 N UNIT 116
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$175,000
18675 US HIGHWAY 19 N UNIT 488 · same community
2 bd · 2 ba · 960 sqft · $182/sqft · 182 DOM
Sold · Apr ’26$69,900
18675 US HIGHWAY 19 N UNIT 478 · same community
2 bd · 1.5 ba · 936 sqft · $75/sqft · 9 DOM
Sold · Jan ’26$149,000
18675 US HIGHWAY 19 N UNIT 415 · same community
2 bd · 2 ba · 912 sqft · $163/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18675 US HIGHWAY 19 N UNIT 116 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18675 US HIGHWAY 19 N UNIT 116 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18675 US HIGHWAY 19 N UNIT 116 FAQs
What would the monthly payment be for 18675 US HIGHWAY 19 N UNIT 116?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,367/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18675 US HIGHWAY 19 N UNIT 116?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18675 US HIGHWAY 19 N UNIT 116?+
The most recent tax bill on record (2025) was $368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18675 US HIGHWAY 19 N UNIT 116?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $129,000, this home is listed about 53% below the Clearwater median of $274,450. The market section on this page shows how the area is trending.
Which schools are assigned to 18675 US HIGHWAY 19 N UNIT 116?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33764 market on paper
$129,000 is 40% below the CLEARWATER 33764 median of $215,700, and at $134/sqft it sits under the Clearwater average of $276.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Clearwater market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8532268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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