9625 SAGE CREEK DRIVE, RUSKIN, FL, 33573
Active10 days on marketListed Jul 23, 2026MLS #TB8532121
About this home
9625 SAGE CREEK DRIVE
Welcome home to Belmont, where everyday living feels like a vacation! This beautifully maintained 4-bedroom, 2-bath home offers the perfect blend of comfort, style, and Florida living. Designed with a desirable split-bedroom floor plan, this home provides privacy for the owner's suite while offering spacious secondary bedrooms for family, guests, or a home office. The open-concept living area is perfect for entertaining, with plenty of natural light and seamless flow into the kitchen and dining spaces. Step outside and unwind while enjoying peaceful pond views—the perfect backdrop for your morning coffee or evening sunsets. Whether you're hosting a barbecue or simply relaxing after a long day, the backyard offers a tranquil retreat you'll love coming home to. Located in the highly sought-after Belmont community, residents enjoy an incredible lineup of resort-style amenities, including a sparkling pool, playgrounds, parks, tennis and basketball courts, scenic walking trails, and more. Conveniently located near shopping, dining, top-rated schools, and easy access to I-75, this home truly has it all. Why settle for ordinary when you can live where every day feels like a getaway? Schedule your private showing today before this Belmont beauty is gone!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,936
Sqft
0.14 ac
Lot size
2
Garage
2018
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,692 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,692/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Ruskin actives
$169 vs $181
Days on market
10 vs 51 typical
Where $169/sqft sits among the 276 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 276
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 9625 SAGE CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$329,000
9645 LEMON DROP LOOP · same community
4 bd · 2 ba · 1,817 sqft · $181/sqft · 53 DOM
Sold · Mar ’26$319,900
14203 STOCKWELL LANE · same community
3 bd · 2 ba · 1,784 sqft · $179/sqft · 117 DOM
Sold · Oct ’25$340,000
9731 SAGE CREEK DRIVE · same community
4 bd · 2.5 ba · 2,465 sqft · $138/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9625 SAGE CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9625 SAGE CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9625 SAGE CREEK DRIVE FAQs
What would the monthly payment be for 9625 SAGE CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,692/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9625 SAGE CREEK DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9625 SAGE CREEK DRIVE?+
The most recent tax bill on record (2025) was $5,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9625 SAGE CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $328,000, this home is listed about 6% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 9625 SAGE CREEK DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Karina Bell. MLS #TB8532121.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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