David Ramirez
$479,9003 bd2.5 ba2,387 sqft$201 /sqft$3,806 /mo all-in ↓

31516 CABANA RYE, SAN ANTONIO, FL, 33576

Active2 days on marketListed Jul 23, 2026MLS #TB8532105

Single Family ResidenceMIRADA ACTIVE ADULT PH 1A 1C

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About this home

31516 CABANA RYE

Experience true resort-style living in the highly sought-after 55+ active adult community of Medley at Mirada in San Antonio, Florida. Built in 2021, this move-in-ready 3-bedroom, 2.5-bath residence with a rare 3-car garage offers 2,350 square feet of thoughtfully designed living space, ideal for those seeking a vibrant, low-maintenance Florida lifestyle. Inside, the home features custom luxury vinyl plank flooring throughout. The open-concept design creates seamless flow between living, dining, and kitchen spaces. The kitchen is well-appointed with granite countertops, 42” cabinetry with crown molding, stainless steel appliances, an electric range, built-in microwave/oven combo, side-by-side refrigerator, and a spacious walk-in pantry, making it equally suited for daily living and entertaining. The luxury primary suite is a private retreat, showcasing an oversized curbless walk-in shower, dual vanities, private water closet, makeup counter/station, and an oversized walk-in closet. Two additional bedrooms offer flexibility for guests, a home office, or hobby space, while the convenient half bath is ideal for visitors. Outdoor living is a standout feature of this home. Enjoy a large covered lanai, perfect for grilling and relaxing, which opens to an extended paver patio with birdcage screen enclosure and hot tub. The fully enclosed vinyl-fenced backyard provides a level of privacy rarely found in active adult communities—ideal for peaceful mornings, entertaining, or pet-friendly living. Additional highlights include walk-up attic storage for seasonal organization and a 3-car garage offering ample room for vehicles, golf carts, and storage. Residents of Medley at Mirada enjoy an unmatched collection of resort-style amenities, including gated entry, luxury landscaping, and maintenance-free lawn and landscape care. Community features center around a private clubhouse with a restaurant and café/bar, state-of-the-art fitness center, heated resort-style pool, tennis, pickleball, bocce ball, and shuffleboard courts, billiards hall, ballroom, community rooms, fire pits, dog park and dog washing station, and a robust calendar of clubs, classes, and social events coordinated by a dedicated lifestyle team. A signature highlight of the community is exclusive access to the world-renowned 15-acre Mirada Crystal Lagoon, offering opportunities for swimming, kayaking, paddleboarding, and relaxing along sandy beaches—bringing a true vacation-inspired atmosphere home every day. The neighborhood also features walking and biking trails, golf cart-friendly streets, picnic areas, and scenic common spaces designed to support an active, connected lifestyle. Ultra-fast high-speed internet service is available community-wide, appealing to modern buyers and remote professionals. Conveniently located near everyday necessities, the home offers easy access to grocery stores, pharmacies, casual dining, healthcare services, and neighborhood conveniences, with expanded shopping, dining, and entertainment options nearby in San Antonio and Wesley Chapel, including major retail destinations. This exceptional property delivers the perfect blend of resort-style amenities, active adult living, privacy, and modern design within one of Pasco County’s most desirable 55+ communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,387

Sqft

0.2 ac

Lot size

3

Garage

2021

Year built

One

Levels

$201

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$153/mo
Taxes (2025)$5,462/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,806 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$455
HOA fee — from the listing$153
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$3,806/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$455
HOA / condo fee$153
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$427KedgeAI estimate $464,097 · range $444K$475K$499K

vs edgeAI estimate

+3.4%

$/sqft vs San Antonio actives

$201 vs $198

Days on market

2 vs 57 typical

Where $201/sqft sits among the 152 San Antonio actives

43
64 · this home
22
8
5
10
$160–183$183–207$207–230$230–253$253–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 31516 CABANA RYE

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$360K$352K

San Antonio median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

96 of 152

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $479,900 · 2 days on market since
2021Built · MIRADA ACTIVE ADULT PH 1A 1C

Reality check

What actually sold near 31516 CABANA RYE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

31510 CABANA RYE AVENUESold · May ’26

$430,000

31510 CABANA RYE AVENUE · same community

2 bd · 2.5 ba · 2,231 sqft · $193/sqft · 73 DOM

31763 CABANA RYE AVENUESold · May ’26

$405,000

31763 CABANA RYE AVENUE · same community

3 bd · 2.5 ba · 2,141 sqft · $189/sqft · 163 DOM

31637 CANNON RUSH DRIVESold · Sep ’25

$400,000

31637 CANNON RUSH DRIVE · same community

2 bd · 2 ba · 1,968 sqft · $203/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 31516 CABANA RYE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31516 CABANA RYE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

31516 CABANA RYE FAQs

What would the monthly payment be for 31516 CABANA RYE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,806/mo — principal and interest, the actual property-tax bill, the $153/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 31516 CABANA RYE?+

The association fee works out to $153 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 31516 CABANA RYE?+

The most recent tax bill on record (2025) was $5,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 31516 CABANA RYE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $479,900, this home is listed about 38% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.

Which schools are assigned to 31516 CABANA RYE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARTNER AGENT REALTY INC · Matt Sienk-G Sienk. MLS #TB8532105.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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