David Ramirez
$1,500,0006 bd3 ba3,470 sqft$432 /sqft$10,358 /mo all-in ↓

4618 AVENUE LONGCHAMPS, LUTZ, FL, 33558

Active10 days on marketListed Jul 23, 2026MLS #TB8532086

Private poolSingle Family ResidenceCHEVAL EAST BORDEAUX PH 2

About this home

4618 AVENUE LONGCHAMPS

Welcome to one of Cheval's most beautifully renovated luxury homes, where timeless elegance meets modern functionality. Perfectly situated within the prestigious gated golf community of Cheval in Lutz, this exceptional residence offers 6 bedrooms, or 5 bedrooms plus a spacious bonus room, providing incredible flexibility for multigenerational living, a home theater, fitness room, playroom, or additional office. Extensively reimagined with over $300,000 in high-end upgrades, every detail has been thoughtfully designed to create a home that is as functional as it is stunning. The heart of the home is the completely redesigned chef's kitchen, featuring custom cabinetry, premium countertops, an expanded layout, and a full suite of luxury Wolf and Sub-Zero appliances, including separate refrigerator and freezer columns, a wine refrigerator, and Wolf microwave. A custom dry bar and beautifully finished walk-in pantry make entertaining effortless. The luxurious primary suite offers a true spa experience with a completely remodeled bathroom showcasing custom cabinetry, elegant marble flooring, and a breathtaking wet room featuring a freestanding soaking tub and oversized walk-in shower. Every bathroom throughout the home has been tastefully renovated with new cabinetry, countertops, designer tile, and updated fixtures. Additional interior improvements include a dedicated second office, stylish mudroom with custom locker storage, recessed lighting throughout, designer light fixtures, new HVAC ductwork, conversion from propane to natural gas, a new tankless water heater, and a whole-home water softener with dual filtration system. Step outside to your private backyard retreat designed for year-round Florida living. The outdoor entertaining area has been completely transformed with a beautifully updated outdoor kitchen featuring new cabinetry, countertops, tile, sink, built-in grill, and vent hood. Additional exterior improvements include a new pool cage, new pool pump and filter, fresh exterior paint, professional landscaping, new irrigation system, utility screening, and the peace of mind of a whole-home generator. Located within the highly sought-after community of Cheval, residents enjoy 24-hour guarded gates, championship golf, tennis, scenic walking trails, and a prime location close to top-rated schools, upscale shopping, dining, Tampa International Airport, and major highways. This is far more than a home—it's a turnkey luxury lifestyle where every major update has already been completed. Simply move in and enjoy.

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,470

Sqft

0.3 ac

Lot size

3

Garage

2000

Year built

One

Levels

$432

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorFrench Doors · Irrigation System · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$299/mo
Taxes (2025)$14,910/yr
PetsYes
CommunityWaterfront · Clubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,358 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$1,243
HOA fee — from the listing$299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$10,358/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$1,243
HOA / condo fee$299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$432 vs $243

Days on market

10 vs 35 typical

Where $432/sqft sits among the 270 Lutz actives

85
84
56
19
8
18 · this home
$174–217$217–260$260–303$303–346$346–389$389+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 4618 AVENUE LONGCHAMPS

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Pasco County School District

HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

160 of 270

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 257% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $1,500,000 · 10 days on market since
2000Built · CHEVAL EAST BORDEAUX PH 2

Reality check

What actually sold near 4618 AVENUE LONGCHAMPS

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5507 GARDEN ARBOR DRIVESold · Sep ’25

$880,000

5507 GARDEN ARBOR DRIVE

5 bd · 4 ba · 3,490 sqft · $252/sqft · 30 DOM

4614 MIRABELLA PLACESold · Sep ’25

$825,000

4614 MIRABELLA PLACE

5 bd · 4 ba · 3,446 sqft · $239/sqft · 4 DOM

4021 FISHERMANS COVE COURTSold · May ’26

$630,000

4021 FISHERMANS COVE COURT

6 bd · 3 ba · 3,387 sqft · $186/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4618 AVENUE LONGCHAMPS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4618 AVENUE LONGCHAMPS — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4618 AVENUE LONGCHAMPS FAQs

What would the monthly payment be for 4618 AVENUE LONGCHAMPS?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,358/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4618 AVENUE LONGCHAMPS?+

The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4618 AVENUE LONGCHAMPS?+

The most recent tax bill on record (2025) was $14,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4618 AVENUE LONGCHAMPS?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $1,500,000, this home is listed about 206% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4618 AVENUE LONGCHAMPS?+

Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,500,000 runs 257% above the LUTZ 33558 median — but at 3,470 sqft it's also 63% larger than the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Jason Catalanotto. MLS #TB8532086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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