13205 S CRATER TERRACE, FLORAL CITY, FL, 34436
Active22 days on marketListed Jul 23, 2026MLS #TB8532039
Come see it
Upcoming open house
Sat, Aug 15
9:00 AM – 5:00 PM
Call with any questions!
About this home
13205 S CRATER TERRACE
Escape the hustle and discover your own Exclusive slice of the countryside! Whether you're dreaming of building a custom home, placing a manufactured home, or creating the ultimate weekend retreat, this 2.33-acre property offers the freedom to make it happen—all without HOA or CDD fees. Bring your ATVs, dirt bikes, RVs, boats, or other recreational toys and enjoy wide-open space designed for adventure. Love animals? There's plenty of room for horses, goats, chickens, and more, making this an ideal property for anyone seeking a true country lifestyle. Completely fenced and located outside of a flood zone, this beautiful parcel is surrounded by mature trees that create a peaceful setting with exceptional privacy. Whether you're looking for a family homestead, hobby farm, weekend getaway, or investment opportunity, the possibilities are truly endless. Gopher Tortoise Survey and Soil Site Evaluation Report Available! Property Highlights: 2.33 Acres • Approximate Dimensions: 303' x 334' • Zoned RURMH (Rural Residential – Mobile Homes Allowed) What does RURMH zoning mean? It gives you the flexibility to build a traditional site-built home or place a manufactured home on the property. This low-density rural zoning is perfect for those who value space, privacy, and the freedom to enjoy country living, with room for large vehicles, outdoor equipment, workshops, gardens, and farm animals. If you've been searching for land where you can live life on your terms, this country oasis is ready to bring your vision to life.
Facts & features
The home at a glance
2.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$245K → $253K
Floral City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 13205 S CRATER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$260,000
26721 CHIPPEWA TRAIL
1 bd · 1 ba · 600 sqft · $433/sqft · 35 DOM
Sold · May ’26$230,000
28049 SEWICKLEY STREET
2 bd · 1 ba · 852 sqft · $270/sqft · 121 DOM
Sold · Apr ’26$274,000
27080 HIAWATHA BOULEVARD
3 bd · 2 ba · 960 sqft · $285/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13205 S CRATER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13205 S CRATER TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13205 S CRATER TERRACE FAQs
What would the monthly payment be for 13205 S CRATER TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13205 S CRATER TERRACE?+
The most recent tax bill on record (2025) was $429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Floral City?+
At $90,000, this home is listed about 72% below the Floral City median of $316,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13205 S CRATER TERRACE?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Lori West. MLS #TB8532039.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Floral City homes, in your inbox
Like 13205 S CRATER TERRACE but not quite? A daily digest of every new listing in Floral City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →