9860 62ND TERRACE N UNIT 1048, ST PETERSBURG, FL, 33708
Active23 days on marketListed Jul 24, 2026MLS #TB8531854
About this home
9860 62ND TERRACE N UNIT 1048
Welcome to The Palms at Long Bayou, one of Seminole's most desirable 55+ gated communities, where resort-style living meets everyday convenience. This fully furnished renovated 4th floor condominium boasts 2 bedrooms, 2 full bathrooms, a covered private balcony with serene water views, and 1,020 square feet of thoughtfully designed living space, making it an ideal year-round rental residence. Step inside to discover a bright, inviting floor plan designed for comfortable living and effortless entertaining. Whether you're relaxing after a day at the beach or hosting family and friends, this move-in-ready residence offers the perfect blend of comfort and convenience. Residents of The Palms at Long Bayou enjoy an impressive collection of resort-style amenities, including a heated swimming pool, spa, fitness center, clubhouse, and a vibrant recreation center complete with a ballroom for social gatherings and community events. Outdoor enthusiasts will appreciate the scenic lake with resident fishing access, tennis courts, beautifully maintained walking areas, and professionally landscaped grounds that create a peaceful, park-like setting. Additional conveniences include covered parking, extra storage, and the security and peace of mind of a gated entrance. Community amenities also include pickleball, shuffleboard, a library, billiards, card rooms, and an active social calendar. Ideally situated with direct access to Seminole Boulevard, you'll enjoy being just minutes from Seminole City Center, offering an abundance of shopping, dining, entertainment, and everyday conveniences, while Florida's award-winning Gulf beaches are only a short drive away. Whether you're searching for a low-maintenance Florida lifestyle, a seasonal getaway, or a furnished investment property in one of Pinellas County's most sought-after active adult communities, this exceptional residence offers the perfect opportunity to enjoy the very best of Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,020
Sqft
0 ac
Lot size
1988
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LONG BAYOU
$2 vs $114
Days on market
23 vs 57 typical
Where $2/sqft sits among the 12 homes for sale in LONG BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 12
LONG BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 9860 62ND TERRACE N UNIT 1048
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$260,000
9860 62ND TERRACE N UNIT 1035 · same community
2 bd · 2 ba · 1,020 sqft · $255/sqft · 58 DOM
Sold · Aug ’25$113,500
10033 64TH AVENUE N UNIT 9 · same community
2 bd · 1 ba · 1,010 sqft · $112/sqft · 172 DOM
Sold · Apr ’26$92,135
10035 63RD AVENUE N UNIT 3 · same community
2 bd · 2 ba · 1,010 sqft · $91/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9860 62ND TERRACE N UNIT 1048 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9860 62ND TERRACE N UNIT 1048 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9860 62ND TERRACE N UNIT 1048 FAQs
What would the monthly payment be for 9860 62ND TERRACE N UNIT 1048?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9860 62ND TERRACE N UNIT 1048?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,750, this home is listed about 100% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9860 62ND TERRACE N UNIT 1048?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33708 market on paper
$1,750 is 100% below the ST PETERSBURG 33708 median of $472,500, and at $2/sqft it sits under the St Petersburg average of $379.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8531854.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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