David Ramirez
$650,0004 bd3 ba3,054 sqft$213 /sqft$4,437 /mo all-in ↓

1701 COTTAGE OAKS COURT, BRANDON, FL, 33510

Active16 days on marketListed Jul 23, 2026MLS #TB8531727

Single Family ResidenceCOTTAGEWOOD OAKS PH II

About this home

1701 COTTAGE OAKS COURT

This exceptional home is located in the heart of Brandon, just off Lakewood Drive, and sits on an OVERSIZED .74-ACRE LOT WITH NO CDD OR HOA. Homes rarely come available in this area. From the moment you arrive, you'll fall in love with the incredible curb appeal and the inviting front porch, just one of the many special features this home has to offer. The curved driveway and additional parking pad provide plenty of space for guests, with room for an RV or boat as well. Step through the front doors and you'll immediately appreciate the soaring ceilings, woodwork, and the stunning view from the foyer overlooking the private backyard which is shaded by beautiful oak trees. Enjoy outdoor living on the large screened back porch or the expansive wood deck, the perfect setting for morning coffee or evening dinner parties. The first floor features a living room with a double sided fireplace, separate dining room, spacious open kitchen with a breakfast nook, laundry room, a study with gorgeous wood paneling and built in book cases, and a bedroom with a full bath, ideal for guests or a possible in-law suite. Upstairs, the primary suite occupies one side of the home, while two additional bedrooms and a full bath are situated on the other. There is also a LARGE UNFINISHED ATTIC SPACE that could easily be converted into a home office, guest suite, or small apartment. Another outstanding feature is the FULLY PAID SOLAR PANEL SYSTEM, helping to keep your electric bills remarkably low. Although this home feels like a private retreat, you're just minutes from Brandon Town Center, I-75, restaurants, and downtown Tampa. Don't miss the opportunity to make this exceptional property your own. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,054

Sqft

0.74 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$213

Per sqft

Fireplace

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Thermostat
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNorth
ExteriorFrench Doors · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$6,309/yr

Utilities & systems

UtilitiesPropane · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,437 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$526
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,437/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$526
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$265KedgeAI estimate $446,211 · range $276K$543K$676K

vs edgeAI estimate

+45.7%

$/sqft vs Brandon actives

$213 vs $210

Days on market

16 vs 30 typical

Where $213/sqft sits among the 268 Brandon actives

45
46
67 · this home
50
29
31
$139–166$166–192$192–219$219–245$245–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 1701 COTTAGE OAKS COURT

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)29 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33510 — neighborhood snapshot

Population

30,585

Median age

37.4

Median income

$71,057

Median home value

$274,600

Avg household

2.68

Households w/ children

3,293

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementarySchmidt Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$375K$400K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

133 of 268

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the BRANDON 33510 median. See the full Brandon market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $650,000 · 16 days on market since
1996Built · COTTAGEWOOD OAKS PH II

Reality check

What actually sold near 1701 COTTAGE OAKS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

907 HERITAGE GROVES DRIVESold · Feb ’26

$693,000

907 HERITAGE GROVES DRIVE

5 bd · 3.5 ba · 3,228 sqft · $215/sqft · 154 DOM

627 LIMONA WOODS DRIVESold · Jun ’26

$500,000

627 LIMONA WOODS DRIVE

4 bd · 3 ba · 2,862 sqft · $175/sqft · 57 DOM

2160 BRANDON PARK CIRCLESold · Nov ’25

$399,000

2160 BRANDON PARK CIRCLE

4 bd · 2.5 ba · 2,729 sqft · $146/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1701 COTTAGE OAKS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1701 COTTAGE OAKS COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1701 COTTAGE OAKS COURT FAQs

What would the monthly payment be for 1701 COTTAGE OAKS COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1701 COTTAGE OAKS COURT?+

The most recent tax bill on record (2025) was $6,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brandon?+

At $650,000, this home is listed about 77% above the Brandon median of $366,755. The market section on this page shows how the area is trending.

Which schools are assigned to 1701 COTTAGE OAKS COURT?+

Brandon High School (high), Schmidt Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · January Silva. MLS #TB8531727.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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