1651 S LAKE AVENUE UNIT 3, CLEARWATER, FL, 33756
Active17 days on marketListed Jul 23, 2026MLS #TB8531704
About this home
1651 S LAKE AVENUE UNIT 3
55+ No Pet Community unless you have an ADA or ESA Exception. Just a hop, skip, and a jump from the outdoor fitness park & City Recreation Center, this 2/2 villa offers a wonderful opportunity to enjoy improvident living for less. Inside, you’ll find many appealing updates, including a renovated kitchen with granite countertops, recessed lighting, and newer appliances. The living room adds a touch of personality with its accent wall, while the three-panel pocket doors provide a nice surprising detail. There's no additional charge for the peace of mind that comes with the updated electrical panel & newer air conditioner. Enjoy carefree living, no grass to cut and a pool without the expense or upkeep...all included in the affordable $ 578 mo. HOA fee that also inc. Cable, Internet, Water, Sewer, Trash, and more. Located OUT OF Flood Zone but only minutes away from shopping, beaches, airports & more. Be sure to see this new listing soon—you’re sure to be glad you did!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,527
Sqft
1971
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,912 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,912/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NORMANDY PARK SOUTH
$174 vs $154
Days on market
17 vs 55 typical
Where $174/sqft sits among the 10 homes for sale in NORMANDY PARK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Normandy Park South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Normandy Park South — neighborhood snapshot
Population
508
Median age
57
Median income
$50,190
Median home value
$290,500
Avg household
2
Households w/ children
73%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 10
NORMANDY PARK SOUTH have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1651 S LAKE AVENUE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$189,000
1679 S LAKE AVENUE UNIT 4 · same community
2 bd · 2 ba · 1,527 sqft · $124/sqft · 230 DOM
Sold · Jan ’26$275,000
1651 S LAKE AVENUE UNIT 1 · same community
2 bd · 2 ba · 1,527 sqft · $180/sqft · 41 DOM
Sold · Sep ’25$125,000
1660 S LAKE AVENUE UNIT 1 · same community
2 bd · 2 ba · 1,400 sqft · $89/sqft · 253 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1651 S LAKE AVENUE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1651 S LAKE AVENUE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1651 S LAKE AVENUE UNIT 3 FAQs
What would the monthly payment be for 1651 S LAKE AVENUE UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,912/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1651 S LAKE AVENUE UNIT 3?+
The most recent tax bill on record (2025) was $833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1651 S LAKE AVENUE UNIT 3?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $265,900, this home is listed about 3% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1651 S LAKE AVENUE UNIT 3?+
Ponce De Leon Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33756 market on paper
$265,900 is 22% below the CLEARWATER 33756 median of $339,000, and at $174/sqft it sits under the Clearwater average of $275.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ponce De Leon Elementary School, Largo High School, Largo Middle School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Margie Pretzman. MLS #TB8531704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 1651 S LAKE AVENUE UNIT 3 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →