2460 FRANCISCAN DRIVE UNIT 76, CLEARWATER, FL, 33763
Active2 days on marketListed Jul 22, 2026MLS #TB8531685
About this home
2460 FRANCISCAN DRIVE UNIT 76
Welcome home to this beautifully updated 2-bedroom, 2-bath 1,400 sq. ft. condo in the desirable On Top of the World 55+ community! Enjoy a renovated kitchen with modern cabinetry, updated countertops, and stylish finishes, plus easy-maintenance vinyl flooring throughout the main living areas. The spacious living and dining rooms flow seamlessly into a bright Florida room with a gorgeous golf course view. Perfect for relaxing or entertaining guests. The primary suite offers generous closet space and a private bath. Recent updates include a new HVAC installed Spring 2024 and a hot water heater (2016). Residents enjoy resort-style living with two private golf courses (9 & 18 holes), two heated pools, fitness centers, tennis and pickleball courts, dog park, and more. Conveniently located near shopping, dining, and Clearwater Beach! If financing, a 35% down payment is required.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,259 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,259/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.6%
$/sqft vs ON TOP OF THE WORLD
$100 vs $150
Days on market
2 vs 47 typical
Where $100/sqft sits among the 247 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
116 of 247
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2460 FRANCISCAN DRIVE UNIT 76
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Sold · Dec ’25$269,900
2379 FINLANDIA LANE UNIT 21 · same community
2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2460 FRANCISCAN DRIVE UNIT 76 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2460 FRANCISCAN DRIVE UNIT 76 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2460 FRANCISCAN DRIVE UNIT 76 FAQs
What would the monthly payment be for 2460 FRANCISCAN DRIVE UNIT 76?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2460 FRANCISCAN DRIVE UNIT 76?+
The most recent tax bill on record (2025) was $2,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2460 FRANCISCAN DRIVE UNIT 76?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $139,900, this home is listed about 49% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2460 FRANCISCAN DRIVE UNIT 76?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33763 market on paper
$139,900 is 12% below the CLEARWATER 33763 median of $159,000, and at $100/sqft it sits under the Clearwater average of $275.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Clearwater market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD RE · Kenny Reiss. MLS #TB8531685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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